Travel Insurance - Excess Waiver

Why Should I Take Out The Travel Insurance Excess Waiver?

The excess waiver is the perfect addition to a travel insurance policy for those looking to not have to worry about paying an excess in the event of a claim. An excess is a fee that you pay once a claim is accepted and you are renumerated for this. This is common across all insurance products, from car insurance & mobile phone insurance to travel insurance.

Taking Out Travel Insurance Excess Waiver

The excess waiver option is offered to anyone taking out a policy with Downunder Insurance. If you make a claim, and you took the excess waiver at the time of purchasing your policy, you would not have to pay any of the standard excesses which apply to various sections of cover.

Travel Insurance Excess Waiver Cost 

The excess waiver will only set you back 15% of the total cost of your policy. As an example, if your policy costs £56, your excess waiver will cost you £8.40, putting the total cost of your policy at £64.40.

Travel Insurance Excess Waiver Detail

Excess is reduced to nil when You have paid the premium for Excess Waiver except where stated.

• Note 1: In the event of an injury occurring as a result of Manual Work, the Policy Excess under Section 1 (Medical Emergency & Repatriation) will be increased to £250 and application of Excess Waiver will not delete this increased excess.

• Note 2: When You are engaging in certain Special Sports and Activities (as shown under the Optional Special Sports and Activities Section of this policy) the Policy Excess under Section 1 (Medical Emergency & Repatriation) will be increased to £300 or £500 and application of Excess Waiver will not delete these increased excesses.