Downunder Worldwide Travel Insurance - Hazardous Activities

 Please Note: Any activity not listed below (or any of the below sports on a professional basis), which can be considered to be a hazardous activity, sport, pastime or employment (involving an increased risk of injury) will NOT be covered under  the policy UNLESS declared to, and accepted by Downunder at the time of taking out the policy in return for additional premium and/or changes in cover. Any activities for which cover has been agreed (except those which do not require declaration as per the table below) will be outlined on an endorsement which accompanies or appears on your Insurance Validation Document.

Where applicable, your activity should only be performed if conducted under the supervision of a qualified guide or organisation, with all relevant local safety requirements being observed and the relevant safety equipment being utilised.

Activity

Declare to Downunder

Additional Premium

Cover under Personal Accident & Personal Liability

Medical Excess

Activity

Declare to Downunder

Additional Premium

Cover under Personal Accident and Personal Liability

Medical Excess

3 Bungee Jumps

no

no

yes

standard

Paint balling (wearing eye protection)

no

no

no

standard

Abseiling

no

no

no

standard

Parachuting

yes

yes

no

£300

American Football

yes

yes

no

£300

Paragliding

yes

yes

no

£300

Archery

no

no

yes

standard

Parascending (over land)

yes

yes

no

£300

Badminton

no

no

yes

standard

Parascending (over water)

no

no

yes

standard

Baseball

no

no

yes

standard

Passenger (in private/small aircraft or helicopter)

no

no

no

standard

Basketball

no

no

yes

standard

Rambling

no

no

yes

standard

BMX Riding

no

no

no

standard

Rock Climbing (not mountaineering)

yes

yes

no

£500

Boxing Training

no

no

no

standard

Rock Scrambling

yes

yes

no

£500

Camel/Elephant Riding or Trekking

no

no

no

standard

Roller Blading (Inline Skating/Skate Boarding)

no

no

yes

standard

Canoeing

no

no

yes

standard

Rowing

no

no

no

standard

Canopy/Tree Top Walking

no

no

no

standard

Rugby

no

no

no

standard

Cliff Walking/Jumping

yes

yes

no

£500

Running (Sprint & Long Distance)

no

no

yes

standard

Conservation or charity work (educational and environmental – working with hand tools only)

no

no

no

standard

Safari

no

no

yes

standard

Cricket

no

no

yes

standard

Sandboarding

no

no

yes

standard

Cycle Touring

no

no

no

standard

Sand Yachting

yes

yes

no

£300

Cycling

no

no

yes

standard

Scuba Diving (qualified or diving with a qualified instructor, max depth 30 metres) up to 14 days

no

no

yes

standard

Dragon Boating

no

no

no

standard

Scuba Diving (qualified or diving with a qualified instructor, max depth 30 metres) over 14 days

yes

yes

yes

£300

Flying (piloting a private/small aircraft or helicopter)

yes

yes

no

standard

Scuba Diving (qualified or diving with a qualified instructor, max depth 50 metres) up to 14 days

no

no

yes

standard

Football

no

no

no

standard

Scuba Diving (qualified or diving with a qualified instructor, max depth 50 metres) over 14 days

yes

yes

yes

£300

Gliding

yes

yes

no

£300

Sea Canoeing

no

no

no

standard

Go Karting

no

no

no

standard

Sea Kayaking

no

no

no

standard

Golf

no

no

yes

standard

Shark Diving (inside a cage)

yes

yes

no

£300

Gorge Walking

yes

yes

no

£500

Sky Diving

yes

yes

no

£300

Hang-Gliding

yes

yes

no

£500

Snorkelling

no

no

yes

standard

High Diving

yes

yes

no

£500

Squash

no

no

yes

standard

Hiking (over 2,000 metres but under 6,000 metres altitude)

no

no

no

standard

Surfing (up to 14 days)

no

no

yes

standard

Hockey

no

no

no

standard

Surfing (over 14 days)

no

no

no

standard

Horse Riding (no Polo, Hunting, Jumping)

no

no

no

standard

Swimming

no

no

yes

standard

Hot-Air Ballooning

no

no

no

standard

Tall ship crewing

yes

yes

no

£300

Hot-Dogging

yes

yes

no

£300

Tennis

no

no

yes

standard

Hydro Sledding

yes

yes

no

£300

Trekking (over 2,000 metres but under 6,000 metres altitude)

no

no

no

standard

Jet Boating

no

no

no

standard

Trekking (under 2,000 metres altitude)

no

no

yes

standard

Jet Skiing

no

no

no

standard

Triathlons

no

no

yes

standard

Jogging

no

no

yes

standard

Via Ferrata

yes

yes

no

£500

Kayaking

no

no

no

standard

Volleyball

no

no

yes

standard

Kite Surfing

yes

yes

no

£300

Water Polo

no

no

yes

standard

Manual Labour (at ground level, no machinery)

no

no

no

£300

Water Skiing

no

no

yes

standard

Marathons

no

no

yes

standard

White/Black Water Rafting or Kayaking (Grades 1-4)

no

no

yes

standard

Martial Arts (training only)

yes

yes

no

standard

White/Black Water Rafting or Kayaking (Grade 5)

yes

yes

no

£500

Motorcycling (over 125cc) - no racing

yes

yes

no

standard

Windsurfing and Yachting (racing or crewing) inside territorial waters

no

no

yes

standard

Motorcycling (under 125cc - no racing)

no

no

no

standard

Yachting (racing or crewing) outside territorial waters

yes

yes

no

£300

Mountain Biking

no

no

no

standard

Zip lining

no

no

no

standard

Netball

no

no

yes

standard

Zorbing

no

no

no

standard

Orienteering

no

no

yes

standard

       

 

 
Europe
1 week from
£9.50
Asia
1 month from
£23.75
North America
3 months from
£51.30
Australia
1 year from
£112.10
 
 
Downunder Insurance UK
Opening Hours – 9am to 5:30pm Monday – Friday
Phone – 0800 393 908
Outside UK – +44 (0) 207 402 9211

©2016 Downunder Insurance.

The Travel Insurance products available herein are underwritten by UK General Insurance Ltd on behalf of Great Lakes Reinsurance (UK) SE, Registered in England No.SE000083. Registered Office: Plantation Place, 30 Fenchurch Street, London EC3M 3AJ. UK General Insurance Limited are authorised and regulated by the Financial Conduct Authority. Great Lakes Reinsurance (UK) SE is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Downunder Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 306618.