DOWNUNDER TRAVEL INSURANCE VALUABLES COVER

Photographic, audio, video and electrical equipment of any kind (including CDs, DVDs, video and audio tapes and electronic games),
mobile phones, telescopes and binoculars, antiques, jewellery, watches, furs, leather goods, animal skins, silks, precious stones and
articles made of or containing gold, silver or precious metals, hearing aids, sports and leisure equipment and musical instruments.

Please note: upon payment of appropriate additional premium cover can be extended beyond the valuables limits stated in the Schedule
of Cover for sporting equipment, photographic or video equipment, computer or telephone equipment and musical instruments. Cover can
be extended for up to 35 days, up to 6 months, up to 12 months or up to 18 months and all items specified will be individually shown on
your Insurance Validation Document. The maximum payment for any one item is £1,000 with a total aggregate payment for all items of
£2,000.  You will be responsible for 10% of the value of the claim for all specified items, in additional to the usual applicable
excess.  You must supply an original purchase receipt or, if not available, a written pre-loss insurance valuation from a reputable dealer for
all items. All valuables for which extended cover has been agreed would still be subject to the exclusions applicable to section 4. In addition,
there will be no cover for i) any loss or damage as a result of scratching or denting ii) whilst any item is being serviced or repaired iii) for
Sporti ng Equipment whilst in use. Jewellery, furs, watches, antiques or articles made of or containing precious metals or stones cannot be covered within this upgrade.

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