GAP YEAR INSURANCE
Gap Year Insurance is an absolute must for anyone thinking about heading overseas for a gap year. Most British students take a year out to explore places like Australia, New Zealand and Canada, where reciprocal work agreements exist for residents of the Commonwealth after finishing secondary school.
A gap year is your chance to see the world, perhaps work or volunteer abroad and broaden your horizons. Whilst the majority of people who travel the world do so without a problem, it is good to know you have your Insurance policy to fall back on should you need it. After all, medical expenses can escalate if something serious happens, which can leave an already broke student with mounting debts if they don't have gap year travel insurance.
Gap Year Insurance
The ideal Gap year Insurance Travel policy for a 12 month period is the Backpacker Travel Insurance Policy. The Backpacker Travel Insurance Policy offers slightly higher levels of all standard types of cover (such as medical and emergency assistance) when compared to the Essentials policy. In addition to the 'Essential' levels of cover, the Backpacker Policy covers Baggage and Personal Effects (including valuables, travel documents and personal money), missed departure cover and travel delay cover.
There are numerous benefits of taking out a Downunder Travel Insurance Policy. These include:
- 24 Hour Worldwide Medical Emergency Service;
- 14 day money back guarantee;
- 80+ adventure sports covered automatically (including bungee jumping and white water rafting);
- A 'No Excess Waiver' which enables you to waiver the excess cost when you purchase your policy;
- Your Insurance is a 'Living Document,' you can make changes to certain aspects of your policy as you travel;
- 25% Rule - you can travel out of your designated cover 'area' for 25% of your policy without penalty eg Buy a 12 month Australia/New Zealand policy and be covered for up to 3 months of your 12 months travel through America or Thailand for example.
Online Travel Insurance - Australian Gap Year Travellers
If you are an Australian heading overseas on a gap year or a working holiday click here to get an instant quote and learn about our Aussie policies.
Travel Insurance - New Zealand Gap Year Travellers
If you are a New Zealander heading overseas on a gap year, Big OE or a working holiday, click here to get an instant quote and learn about our NZ policies.