ESSENTIALS POLICY
Travel Insurance - Essentials Policy

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Travel Insurance is a click away with our Essentials Travel Insurance Policy for people aged 45 or under. This Essentials Travel Insurance policy is all about no fuss, and is especially designed for the budget or backpacker traveller headed overseas on their working holiday or Big OE. It provides the basic covers, medical expenses and repatriation, emergency assistance services, personal accident cover, personal liability and legal expenses. These are the basic requirements for peace of mind while travelling or backpacking.
With this competitively priced product underwritten by Europ Assistance Holding Irish Branch, you could travel the entire world for a full 12 months, with adequate cover for as little as £203.00.
|
SUMMARY OF COVER
|
| Description |
Cover per insured
|
Excess per insured
|
|
Cancellation, Curtailment & Trip Interruption
Catastrophe
|
n/a
n/a
|
n/a
n/a
|
|
Personal Accident Death If the Insured Person is aged under 18 Loss of one or more Limbs, or total and irrecoverable Loss of Sight in one or both eyes Permanent Total Disablement
|
£5,000 £2,500 £15,000
£15,000
|
NIL
|
|
Medical Emergency & Repatriation
Hospital Daily Benefit
|
£2,000,000
n/a
|
£85
n/a
|
|
Personal Luggage Single Article, or Pair or Set of Articles Valuables Limit Money & Passport Cash (Limited to £50 if Insured Person is under 18) Passport Luggage Delay
|
n/a n/a n/a n/a n/a n/a n/a
|
n/a n/a n/a n/a n/a n/a n/a
|
|
Travel Delay
Additional Accommodation & Travelling Costs
|
n/a
£2,000 per trip
|
n/a
NIL
|
| Hijack |
n/a
|
n/a
|
| Missed Departure on the Outward Journey |
n/a
|
n/a
|
| Personal Liability |
£2,000,000 per policy
|
£100
|
|
Legal Protection
|
£5,000 per policy
|
£100 |
- This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording and Certificate with you as a reference when you travel.
|
INSTANT QUOTE
*Remember, your policy can be renewed for up to 24 months whilst abroad, by completing the Overseas Extension Application form.
| Price List (£) |
|
Period
|
UK Area*
|
Europe*
|
Australia and New Zealand* |
Worldwide (Excl)* |
Worldwide* |
|
5 Days
|
5.00 |
8.00
|
9.00
|
9.00
|
10.00
|
|
10 Days
|
5.00 |
10.00 |
11.00 |
13.00 |
13.00 |
|
17 Days
|
6.00 |
11.00 |
19.00 |
21.00 |
21.00 |
|
24 Days
|
7.00 |
12.00 |
21.00 |
23.00 |
23.00 |
|
35 Days
|
7.00 |
14.00 |
22.00 |
25.00 |
25.00 |
|
45 Days
|
|
17.00 |
27.00 |
30.00 |
31.00 |
|
2 Months
|
|
21.00 |
32.00 |
38.00 |
39.00 |
|
3 Months
|
|
29.00 |
39.00 |
52.00 |
54.00 |
|
4 Months
|
|
37.00 |
49.00 |
67.00 |
69.00 |
|
5 Months
|
|
45.00 |
57.00 |
82.00 |
85.00 |
|
6 Months
|
|
53.00 |
66.00 |
97.00 |
100.00 |
|
7 Months
|
|
60.00 |
75.00 |
112.00 |
110.00 |
|
8 Months
|
|
67.00 |
83.00 |
127.00 |
124.00 |
|
9 Months
|
|
74.00 |
92.00 |
142.00 |
139.00 |
|
10 Months
|
|
81.00 |
101.00 |
157.00 |
153.00 |
|
11 Months
|
|
88.00 |
109.00 |
172.00 |
167.00 |
| 12 Months |
|
95.00 |
118.00 |
187.00 |
203.00 |
| 13 Months |
|
96.00 |
126.00 |
202.00 |
|
| 14 Months |
|
102.00 |
135.00 |
217.00 |
|
| 15 Months |
|
109.00 |
144.00 |
232.00 |
|
| 16 Months |
|
115.00 |
152.00 |
247.00 |
|
| 17 Months |
|
122.00 |
161.00 |
262.00 |
|
| 18 Months |
|
128.00 |
170.00 |
277.00 |
|
* Please refer to Policy Wording Page 5 for full geographical limits
All Prices are in Sterling and Inclusive of IPT. Prices quoted are available online only.
© Downunder Worldwide Travel Insurance Limited.