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Travel Insurance - Essentials Policy

 

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Travel Insurance is a click away with our Essentials Travel Insurance Policy for people aged 45 or under. This Essentials Travel Insurance policy is all about no fuss, and is especially designed for the budget or backpacker traveller headed overseas on their working holiday or Big OE. It provides the basic covers, medical expenses and repatriation, emergency assistance services, personal accident cover, personal liability and legal expenses. These are the basic requirements for peace of mind while travelling or backpacking.

With this competitively priced product underwritten by AIG UK Limited, you could travel the entire world for a full 12 months, with adequate cover for as little as £203.00.

Schedule of Benefits

Section  Description

Cover
per insured

 Excess
per insured

 No Excess
Option

1.    a & b

             c

Cancellation & Curtailment

Catastrophe 

n/a

n/a

 

 

 

 

2.

Personal Accident
Loss of Limbs or sight
Permanent Total Disablement
Death Benefit
Death Benefit (aged under 18)

 
£15,000
£15,000
£5,000
£2,500

 

n/a

 

3.         a


            b

Medical Expenses & Repatriation
(including Emergency Assistance)

Additional Hospital Benefit  

Up to £2,000,000


n/a

 £85


 

excess waiver 

4.          a

             b
             c
             d

Personal Effects & Baggage
Single Item Limit
Valuables
Travel Documents
Personal Money

Cash Limit
Cash Limit (aged under 18)
Baggage Delay 

n/a
n/a
n/a
n/a
n/a

n/a
n/a
n/a






5.          a


             b

Travel Delay


Travel Abandonment

n/a


n/a





6. Hijack 

 n/a

 

 
7. Missed Departure 

n/a

 

 

8. Personal Liability 

Up to £2,000,000

£100

excess waiver

9. 

Legal Expenses 

Up to £5,000

 £100  excess waiver

 

  • This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording
    thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording
    and Certificate with you as a reference when you travel.

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Travel Insurance Quote

INSTANT QUOTE

*Remember, your policy can be renewed for up to 24 months whilst abroad, by completing the Overseas Extension Application form.

Price List (£)

Period

UK Only

Europe

Australia and New Zealand Worldwide, excluding
USA
& Canada
Worldwide

5 Days

5.00 8.00
9.00
9.00

10.00

10 Days

5.00 10.00 11.00 13.00 13.00

17 Days

6.00 11.00 19.00 21.00 21.00

24 Days

7.00 12.00 21.00 23.00 23.00

35 Days

7.00 14.00 22.00 25.00 25.00

45 Days

  17.00 27.00 30.00 31.00

2 Months

  21.00 32.00 38.00 39.00

3 Months

  29.00 39.00 52.00 54.00

4 Months

  37.00 49.00 67.00 69.00

5 Months

  45.00 57.00 82.00 85.00

6 Months

  53.00 66.00 97.00 100.00

7 Months

  60.00 75.00 112.00 110.00

8 Months

  67.00 83.00 127.00 124.00

9 Months

  74.00 92.00 142.00 139.00

10 Months

  81.00 101.00 157.00 153.00

11 Months

  88.00 109.00 172.00 167.00
12 Months   95.00 118.00 187.00 203.00
13 Months   96.00 126.00 202.00  
14 Months   102.00 135.00 217.00  
15 Months   109.00 144.00 232.00  
16 Months   115.00 152.00 247.00  
17 Months   122.00 161.00 262.00  
18 Months   128.00 170.00 277.00  

All Prices are in Sterling and Inclusive of IPT. Prices quoted are available online only.

© Downunder Worldwide Travel Insurance Limited.


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