ESSENTIALS POLICY

Travel Insurance - Essentials Policy

 

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Travel Insurance is a click away with our Essentials Travel Insurance Policy for people aged 45 or under. This Essentials Travel Insurance policy is all about no fuss, and is especially designed for the budget or backpacker traveller headed overseas on their working holiday or Big OE. It provides the basic covers, medical expenses and repatriation, emergency assistance services, personal accident cover, personal liability and legal expenses. These are the basic requirements for peace of mind while travelling or backpacking.

With this competitively priced product underwritten by Europ Assistance Holding Irish Branch, you could travel the entire world for a full 12 months, with adequate cover for as little as £203.00.

SUMMARY OF COVER
 Description

Cover
per insured

 Excess
per insured

Cancellation, Curtailment & Trip Interruption

Catastrophe 

n/a

n/a

n/a

n/a

Personal Accident
Death
If the Insured Person is aged under 18 Loss of one or more Limbs, or total and irrecoverable
Loss of Sight in one or both eyes
Permanent Total Disablement


£5,000
£2,500
£15,000

£15,000

 

NIL

Medical Emergency & Repatriation

Hospital Daily Benefit  

£2,000,000


n/a

 £85


 n/a

Personal Luggage
Single Article, or Pair or Set of Articles
Valuables Limit
Money & Passport
Cash (Limited to £50 if Insured Person is under 18)
Passport
Luggage Delay

n/a
n/a
n/a
n/a
n/a
n/a
n/a

n/a
n/a
n/a
n/a
n/a
n/a
n/a

Travel Delay


Additional Accommodation & Travelling Costs

n/a


£2
,000 per trip

n/a


NIL

Hijack 

 n/a

n/a

Missed Departure on the Outward Journey

n/a

n/a

Personal Liability 

£2,000,000 per policy

£100

Legal Protection  

£5,000 per policy

 £100 
  • This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording and Certificate with you as a reference when you travel.
Travel Insurance Quote

INSTANT QUOTE

*Remember, your policy can be renewed for up to 24 months whilst abroad, by completing the Overseas Extension Application form.

Price List (£)

Period

UK Area*

Europe*

Australia and New Zealand* Worldwide (Excl)* Worldwide*

5 Days

5.00 8.00
9.00
9.00

10.00

10 Days

5.00 10.00 11.00 13.00 13.00

17 Days

6.00 11.00 19.00 21.00 21.00

24 Days

7.00 12.00 21.00 23.00 23.00

35 Days

7.00 14.00 22.00 25.00 25.00

45 Days

  17.00 27.00 30.00 31.00

2 Months

  21.00 32.00 38.00 39.00

3 Months

  29.00 39.00 52.00 54.00

4 Months

  37.00 49.00 67.00 69.00

5 Months

  45.00 57.00 82.00 85.00

6 Months

  53.00 66.00 97.00 100.00

7 Months

  60.00 75.00 112.00 110.00

8 Months

  67.00 83.00 127.00 124.00

9 Months

  74.00 92.00 142.00 139.00

10 Months

  81.00 101.00 157.00 153.00

11 Months

  88.00 109.00 172.00 167.00
12 Months   95.00 118.00 187.00 203.00
13 Months   96.00 126.00 202.00  
14 Months   102.00 135.00 217.00  
15 Months   109.00 144.00 232.00  
16 Months   115.00 152.00 247.00  
17 Months   122.00 161.00 262.00  
18 Months   128.00 170.00 277.00  

* Please refer to Policy Wording Page 5 for full geographical limits
All Prices are in Sterling and Inclusive of IPT. Prices quoted are available online only.

© Downunder Worldwide Travel Insurance Limited.

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We’re working with the foreign office to help you have a safe trip abroad. For more advice and country specific information, visit their ‘go gap year’ website.
We’re working with the foreign office to help you have a safe trip abroad. For more advice and country specific information, visit their ‘go gap year’ website.

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