WINTERSPORTS POLICY

Travel Insurance - Wintersports Policy

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Our policy ideally designed for skiers and snowboarders aged 55 or under.

Our Wintersports Travel Insurance Policy provides you with high levels of cover; medical repatriation (Up to £10,000,000), hospital benefit, personal accident (max benefit £30,000), hijack, holiday abandonment, catastrophe, personal effects and baggage (Up to £1,500), cancellation and curtailment, personal liability (Up to £2,000,000), personal money, missed departure, travel delay and legal expenses. In addition to this you have the great ski cover, including emergency assistance services, medical and repatriation, ski equipment (owned or hired), ski hire, ski pack, piste closure and avalanche.

This policy will cover You when You are engaging in the following sports and activities on a non-competitive and non-professional basis during Your Trip when You have paid the additional Winter Sports premium:

Big-foot skiing	Recreational Racing
Cat skiing	Skiing (off-piste but on recognised and authorised areas only)
Glacier Walking/Trekking up to 4,000 metres	Skiing (on-piste / glacier)
Guided cross- country skiing	Snowboarding (off-piste but on recognised and authorised areas only)
Ice-skating (outdoor)	Snowboarding (on-piste)
Mono-skiing	Tobogganing

The following sports and activities will also be covered, but no cover will apply in respect of any Personal Accident or Personal Liability claims:

Dog Sledding	Ice sailing/ice windsurfing
Reindeer Rides	Skidoo
Sledding	Snow Mobiling

You will not be covered for any claims arising directly or indirectly when engaging in or practising for the following sports and activities:

Bobsleigh	Ski Acrobatics
Free-style skiing	Ski Bob Racing
Heli-skiing	Ski Flying
Ice Hockey	Ski Jumping
Luge	Ski Racing
Parapenting	Ski Stunting
Paraskiing	Skiing off-piste outside recognised and authorised areas
Skeleton	Snowboarding off-piste outside recognised and authorised areas

You are not covered when engaging in organised competitions or when skiing against local authoritative warning or advice.

If You are undertaking a pursuit or activity which is not listed in this policy or are in any doubt as to whether cover will apply, please call Our Travel Helpline on 020 7402 9211.

This Insurance Policy is underpinned by a 24 hour, 365 days a year emergency service and is underwritten by Europ Assistance Holding Irish Branch.

With this competitively priced product, you could ski or snowboard your way around the world for just over a month and only pay £75.05.

SUMMARY OF COVER
Description	Cover per insured	Excess per insured
Cancellation, Curtailment & Trip Interruption Catastrophe	£3,000 £500	£95 £95
Personal Accident Death If the Insured Person is aged under 18 Loss of one or more Limbs, or total and irrecoverable Loss of Sight in one or both eyes Permanent Total Disablement	£10,000 £2,500 £30,000 £30,000	NIL
Medical Emergency & Repatriation Hospital Daily Benefit	£10,000,000 £15 per day up to £900	£95 NIL
Personal Luggage Single Article, or Pair or Set of Articles Valuables Limit Money & Passport Cash (Limited to £50 if Insured Person is under 18) Passport Luggage Delay	£1,500 £200 £200 £500 £300 £250 In excess of 12 hours: £100	£95 £95 £95 £95 £95 £95 £95
Travel Delay Additional Accommodation & Travelling Costs	£20 for the first full 12 hour delay then £20 for each subsequent full 12 hours: maximum £300 £2,000 per trip	NIL NIL
Hijack	£100 per day up to £1000	NIL
Missed Departure on the Outward Journey	£1,000	£95
Personal Liability	£2,000,000 per policy	£95
Legal Protection	£25,000 per policy	£95
Domestic Pet	£10 per day up to £200	£95
Skis, ski Equipment (owned) Skis, ski Equipment (hired) Single article, or Pair or Set of articles Ski Pack Ski equipment delay Piste Closure Avalanche or landslide	£500 £200 £250 £75 per day up to a max of £300 £25 per day up to a max of £250 £25 per day up to a max of £250 £25 per day up to a max of £250	£95 £95 £95 NIL NIL NIL NIL

This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording
thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording
and Certificate with you as a reference when you travel.

INSTANT QUOTE

Price List (£)
Period	UK Area*	Europe*	Australia and New Zealand*	Worldwide (Excl)*	Worldwide*
5 Days		19.95	27.55	30.40	33.25
10 Days		25.65	30.40	34.20	38.00
17 Days		28.50	52.25	57.95	63.65
24 Days		32.30	57.95	62.70	73.15
35 Days		36.10	60.80	68.40	75.05
45 Days		48.45	73.15	91.20	105.45

* Please refer to Policy Wording Page 5 for full geographical limits

All Prices are In Sterling and are inclusive of IPT. Prices quoted are available online only.