Travel Insurance - Wintersports
Ski Travel Insurance UK
Ski and snowboard insurance can be expensive but is a necessary cost for a Winter Sports holiday. We have the most affordable yet comprehensive winter sport insurance policy for you. 'Winter sports' is defined as skiing and snowboarding (with a leash) except in areas designated as unsafe by resort management; recreational racing; mono skiing; guided cross country skiing; snow mobiling; tobogganing and ice skating.
Our Winter Sport Travel Insurance comes with our 'Comprehensive Policy Cover' and provides you with excellent travel insurance cover, wtih additional snow-related cover for emergency assistance services, ski equipment (owned or hired), ski hire, ski pack, piste closure and avalanche.
The Wintersports policy is ideal for anyone aged 55 years or under and offers you cheap ski insurance for any period of travel, the minimum policy is up to 5 days (so choose a 5 day policy even if your time away is less).
This insurance is provided by AIG UK Limited.
Choose 'WinterSports' as your policy type when getting a quote.
If you require more than 45 days wintersports cover, you need to call our offices on 0800 393 908.
Unfortunately, policies of more than 45 days can not be booked online.
For the full Terms and Conditions, and exclusions relating to the Winter Sport Insurance Policy click here.
| Schedule of Benefits | | Price List (£) |
| Section | Description | Cover (per insured) | Excess (per insured) | No Excess Option | | Period | Europe | Australia & NZ | Worldwide (excl USA & Canada) | Worldwide (incl USA & Canada) |
| 1 a&b 1c | Cancellation & Curtailment Catastrophe | Up to £3000 Up to £500 | £60 £60 | Excess Waiver Excess Waiver | | 5 Days | 22.00 | 32.00 | 35.00 | 36.00 |
10 Days | 28.00 | 35.00 | 39.00 | 43.00 |
| 17 Days | 32.00 | 59.00 | 66.00 | 70.00 |
2
| Personal Accident
Loss of limbs or sight (aged 65 and under)
Permanent Total Disablement
Death Benefit (aged 18-55)
Death Benefit (aged under 18) |
Max Benefit £30 000
£30 000
£30 000
£10 000
£2 500
| N/A
| N/A
| | 24 Days | 36.00 | 66.00 | 72.00 | 81.00 |
| 35 Days | 40.00 | 69.00 | 78.00 | 83.00 |
| 45 Days | 53.00 | 84.00 | 104.00 | 117.00 |
| |
3
3 b
| Medical Expenses
(including Emergency Assistance Services)
Hospital Benefit
| Up to £10 000 000
£10 per day up to £600
| £85
N/A
| Excess Waiver
N/A
| | More than 45 Days Cover: Purchase one of the following Policies and you can pay the stated additional loading for extra Winterports Cover:
Backpacker Policy 35% of total premium
Adventurer Policy 30% of total premium
Comprehensive Policy 25% of total premium |
4
4 b
4 c
4 d
| Personal Effects and Baggage
Single Item Limit
Valuables Limit in Total
Travel Documents
Personal Money
Cash Limit
Cash Limit (aged under 18)
Delayed Baggage | Up to £1500
£200
£200
£250
Up to £500
£300
£75
£100 | £60
£60
N/A | Excess Waiver
Excess Waiver
N/A | | |
5 a
5 b | Travel Delay
First 12 hr period
Each Additional 12 hour period
Holiday Abandonment | £20
£10 per 12 hour perio d, up to £250
Up to £3000 |
N/A
N/A
£60 |
N/A
Excess Waiver | | For more than 45 days cover, you need to call our offices on 0800 393 908. |
| 6 | Hijack | £50 per day up to £500 | N/A | N/A | |
| 7 | Missed Departure | Up to £1000 | £60 | Excess Waiver | | |
| 8 | Personal Liability | Up to £2 000 000 | £100 | Excess Waiver | | | | | |
| 9 | Legal Expenses | Up to £25 000 | £100 | Excess Waiver | | | | | |
10
| Winter Sports Equipment (Owned)
Single Item Limit
Hired |
Up to £500
£250
Up to £200 |
£60
| | | | | | |
11
| Ski Hire
| £25 per day up to £250 | N/A
| N/A
| | | | | |
12
| Ski Pack
| Up to £75 per day up to £300 | N/A
| N/A
| | | | | |
13
| Piste Closure
| £25 per day up to £250 | N/A
| N/A
| | | | | |
| 14 | Avalanche | Up to £250 | £60 | Excess Waiver | | | | | |
This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording with you as a reference when you travel. All prices are correct as at 15th March 2007 and are inclusive of Insurance Premium Tax at 17.5%.
© 2005 Downunder Insurance Services