Cheap Australian Travel Insurance for backpackers and the under 50's
Cheap Australian Travel Insurance
Cheap Travel insurance is available online to any Australian residents aged 55 years or under. Our policies have been developed for the 'younger' traveller, in particular the backpacker, student and independent traveller market to keep prices low. Not only are our policies great value, but the cover is fantastic aswell. Downunder Insurance have been in the business of supplying worldwide travel insurance for more than 12 years, so you can be sure of us being there to support you if the going gets tough.
Who are our Australian Travel Insurance Policies for?
Our travel insurance policies are underwritten by AIG Australia and are specifically for travellers under the age of 55 years of age. Backpackers, holiday-makers, working holiday makers and students will all benefit from our cheap australian travel insurance policies. If you want to buy a travel policy online from Downunder Insurance, aswell as being under 55 years on the date of departure, you must also have an Australian residential address at the time of purchase.
Advantages of our Travel Insurance Policies
- 24 hour medical emergency assistance worldwide
- 50 Adventure sports and hazardous activities covered including bunjee jumping, white water rafting (grades1-4)
and many more
- 14 day money back guarantee
- Underwritten by AIG Australia
- Your Insurance is a 'living breathing' document, which means you can view or cancel your policy while you travel
- 'No Excess Advantage' means you can pay 10% of your policy cost to waive the excess should you need to claim
Cheap Australian Travel Insurance
Why do I Need Travel Insurance?
Have you ever heard the sayi
ng....'if you can't afford travel insurance, you can't afford to travel.' A number of the governmental advisory travel boards reiterate this statement and many travellers ignore it. However, seeing you are already looking for travel insurance we don't need to tell you how important it is! Many travellers, especially those on a tight budget, believe that holiday insurance is a luxury not a necessity, and forget it in favour of saving their precious travel dollars for their adventures. However the reality is, should something happen to you or your belongings while travelling, travel insurance will be worth it many times over.
As a starting point you should have medical cover, particularly that which will provide you with 24 hour around the clock assistance if and when you need it. Medical cover is important as medical costs and charges can escalate out of control in a very short space of time. The last thing you want to be doing if you are sick or injured is thinking of a way to repay huge medical bills.
It is also important that you get personal liability cover. This covers you should you cause damage or bodily injury to somebody's property or person. Legal expenses cover is also highly important. We would also suggest baggage cover as no doubt your entire life is contained in that one backpack as you travel the world.
Contact Downunder Insurance
You can view all our policies, prices and schedules of cover online by clicking on the type of policy you want:
Backpacker Policy or Comprehensive Policy
If you would like more information on any of our Travel Insurance Policies, you can Email Us and we will endeavour to get back to you within 48 hours, or alternatively, call us on 1800 148 766.
American Home Assurance Company, AFSL 230903, ABN 67 007 483 267, trading as AIG Australia, is the issuer of the Downunder Worldwide Travel Insurance products offered on this website. Downunder Insurance Services Limited ("Downunder"), AFSL 281478, ARBN 0941 40655 operates under a binder agreement with American Home Assurance Company. This binder agreement authorises Downunder to deal in Downunder Worldwide Travel Insurance products on behalf of AHAC.
You should read and obtain the Product Disclosure Statement ('PDS') by clicking on the link to the relevant travel insurance product above and consider the PDS in light of your personal circumstances, prior to making any decision to acquire that product