Holiday Insurance - Australia
Holiday Insurance provided by Downunder Insurance Australia is affordable and offers great levels of cover to Australian residents under 55 years of age, whether it be for a couple of days travel or for a 12 month long backpacking or working holiday adventure to the other side of the world. Downunder Travel Insurance have been providing holiday insurance policies worldwide for more than 12 years, so rest assured that should you need us, we will be there for you. Anyone purchasing a holiday insurance policy from this site must be departing from Australia on their journey, and must have an Australian residential address at the time of purchase.
Why do I need Holiday Insurance?
Have you ever heard the saying 'if you can't afford holiday insurance, you can't afford to travel,' well, in many cases it's true. Many travellers, especially those on a
tight budget, think that holiday insurance is a luxury not a necessity, and try to save money by not taking out a holiday insurance policy. However the reality is, should something happen to you, such as illness or injury, or to your property while travelling, your holiday insurance will be worth its premium many times over.
If you are taking a tour of any kind, the majority of these will require that you have an insurance policy before they agree to take you on board. By
buying a holiday insurance policy before you depart, this problem is taken care of.
Medical and emergency assistance
This is the most important type of cover you should have, even if you are only travelling for a short period of time. As part of this medical cover, 24 hour Holiday Insurance Quote around the clock assistance is also advised as many of the countries you will be travelling to will be in a different time zone to Australia making phone contact difficult if you happen to get sick or injured in the middle of the night. Medical cover is extremely important as medical costs and charges can escalate in a very short space of time, particularly in countries like the USA if you are really ill or severely injured. The last thing you want to have to do if you are sick or injured is to figure out a way to repay your ever increasing medical bills.
Repatriation is also included with our policies, so if you need to be sent home/to another country for urgent medical attention (particularly important if you are in an under-developed country or country without adequate medical facilities) you will be covered when you purchase a Downunder holiday Insurance policy.
Personal Liability and Legal Expenses
Two other aspects of holiday insurance cover you should consider mandatory when investigating policy types, is personal liability and legal expenses cover. Personal liability covers you for any damage or bodily injury you may cause to somebody else's property or person. As an example, if you were windsurfing in Biarritz, France and your board and/or sail hit someone else in the head causing an injury, y ou would be covered for any claim they make against you regarding that injury (within the policy schedule).
Why Buy your Holiday Insurance from Downunder Insurance?
Downunder Insurance have been providing holiday insurance worldwide in excess of 12 years. We are travellers who know what other travellers want to do when out in the big world, and we sell policies that best suit your needs at some of the best prices on the internet. There are a heap of benefits you enjoy when you buy your policy from us:
14 day money back guarantee as standard
50 adventure sports and hazardous activities covered including bunjee jumping, white water rafting (grades1-4) and scuba diving (up to 30m)
Underwritten by AIG Australia
Your Insurance is a 'living' document, which means you can view your holiday insurance policy as you travel
'No Excess Advantage' means you can pay 10% of your policy cost to waive the excess should you need to claim
24 hour worldwide medical emergency assistance
Working Holiday insurance cover included with every policy at no extra charge
More Information on Our Holiday Insurance Policies?
If you would like more information on any of our holiday insurance policies, the types and levels of cover they provide and the prices, please click on one of the links below:
Backpacker Policy or Comprehensive Policy
The Backpacker policy is available to any Australian resident under the age of 40 years at the time of departure and is ideal for backpackers and working holiday makers. The Comprehensive Policy suits travellers who want higher levels of cover and are 55 years of age at the time of departure.
American Home Assurance Company, AFSL 230903, ABN 67 007 483 267, trading as AIG Australia, is the issuer of the Downunder Worldwide Travel Insurance products offered on this website. Downunder Insurance Services Limited ("Downunder"), AFSL 281478, ARBN 0941 40655 operates under a binder agreement with American Home Assurance Company. This binder agreement authorises Downunder to deal in Downunder Worldwide Holiday Insurance products on behalf of AHAC.
You should read and obtain the Product Disclosure Statement ('PDS') by clicking on the link to the relevant holiday insurance product above and consider the PDS in light of your personal circumstances, prior to making any decision to acquire that product. Holiday Insurance @ Downunder
Buy your HOLIDAY INSURANCE ONLINE @ Downunder Insurance