Australia's Leading Travel Insurance Company - Downunder Insurance

Travel Insurance Company

Downunder Insurance Australia

You've realised you need travel insurance but you don't know where to start? At Downunder Insurance we hope to assist you through the holiday insurance minefield by providing you with information and answering some of the more common travel insurance related questions. We believe that travel insurance should be accessible, so you can purchase your travel insurance online, right up until the minute you leave the country. You also get an extra 10% discount online! *

Why is Downunder Insurance AHEAD of the Rest?

Experience - Downunder Insurance have been providing travel insurance worldwide for more than 12 years,
so when you need us we will be there with you, not running for the hills Travel insurance company
Underwriters - Certain Syndicates of Lloyds of London underwrite all of our policies so you can rest assurred you
are in the best care, being underwritten by one of the world's biggest insurance underwriters.
Automatic Adventure Sports Cover - We cover more than 80 adventure sports at no cost to you, they are automatically covered as part of every policy. Bungee jumping, surfing, white water rafting, scuba diving and more
Money Back Guarantee - We believe in our product so much that we will give you a 14 day money back guarantee.
Online Discount - 10% off the quoted price online. The discount will be calculated during the quote process (excludes Annual Multi-Trip policies)
Working Holiday Cover - Most insurance companies shy away or can't provide cover for the working holiday maker bound for the UK, Canada, NZ or even further afield, but we welcome you with open arms.
Overseas Extension - if your travel insurance is due to run out or expires while you are overseas, we are able to insure you again without a worry.
'No Excess' Advantage - We give you the opportunity to pay an extra 10% of the policy premium so that should you need to claim you won't pay any of the applicable excesses.
Overseas Offices - We have offices in New Zealand and the UK so if you should need overseas assistance we are never far away.

FAQ's

Why is Downunder Insurance so affordable?

We specialise in backpacker and independent traveller policies with varying levels of cover. We perform the majority of our sales over the internet which cuts costs and we don't offer you cover you don't need. Also, due to the age and type of our policy holders, you are viewed as a lower risk and are therefore rewarded with cheaper prices.

We also sell direct. Unlike a travel agent (who may use our product), we don't have to make a commission on top of the cost of th e premium, so these savings are passed on to you.

Can I still get Insurance even if I'm not a backpacker?

Of course you can, as long as you are under 50 years of age. However please be aware that our policies have been developed specifically to suit backpackers and independent travellers and you should ensure the policy provides the right type of cover for your needs. You can view the policy wording here.

The Backpacker Policy, Essentials Policy and the Adventurer policy have a maximum age of 40 years. The Comprehensive policy, Annual Multi-Trip Policy and the Wintersports Policy have a maximum age limit of 50 years.Generally the older you are, the higher your level of cover will be, and the higher the cost.

Do you cover Valuable Items?

We don't recommend you take valuables away with you, however if you do have an expensive item, like a camera, then it will normally be covered up to the single item or valuables limit within the policy limit of the policy you have purchased eg $500 with the Comprehensive Policy.

Compare Travel Insurance Premiums

If you would like to compare the cost of our travel insurance policies with those of other online travel insurance providers, please click here.

* excluding Annual Multi-Trip policies