BACKPACKER
Travel Insurance - Backpacker Policy
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Travel Insurance is available right now with our Backpacker Travel Insurance Policy. This Backpacker Travel Insurance policy is ideal for the backpacker or traveller who wants reasonable levels of cover, including cover for their baggage should it get lost or stolen. This policy is provided at extremely competitive rates for travellers or backpackers under the age of 40 travelling abroad and is most popular with young travellers going overseas on a working holiday.
This fantastically priced Travel Insurance product referred to herein is underwritten by American Home Assurance Company trading as AIG Australia and provides peace of mind for the budget traveller, as with all our policies, you are automatically covered for hazardous activities, such as bungee jumping, paragliding and white water rafting (grades 1-4), not often available with this type backpacker insurance for no additional premium.
You could travel the entire world (excluding USA/Canada & Japan) for a full 12 months, with good cover for as little as $527.55.
|
Schedule of Benefits
|
| Section |
Description |
Cover
per insured
|
Excess
per insured
|
Double Excess
Subject to reduced premium |
|
Section 1
|
Cancellation & Curtailment
Catastrophe
|
Up to $2,500
Up to $750
|
$125
$125
|
$250
$250
|
|
Section 2
|
Personal Accident
Loss of Limbs or sight
Permanent Total Disablement
Death Benefit
Death Benefit (aged under 18)
|
Maximum Benefit $15,000
$15,000
$15,000
$15,000
$7,500
|
n/a |
n/a |
|
Section 3
|
Medical Expenses & Repatriation
Dental Expenses
|
Up to $6,000,000
(Limited to $350,000 if Hazardous Activities cover applies)
$750
|
$250
($500 or $750 if declared Hazardous Activities cover applies)
|
$500
($500 or $750 if declared Hazardous Activities cover applies)
|
|
Section 4a
|
Personal Belongings & Baggage
Single Item Limit
Valuables
Please note: the maximum amount We will pay under this section is $2,500 |
$300
$300
Maximum of $2,500
|
$125 |
$125 |
| Section 4b |
Personal Money |
Up to $600 |
$125 |
$250
|
| Section 4c |
Travel Documents |
Up to $150 |
$125 |
$250
|
|
Section 5a
|
Travel Delay
|
$30 for first 12 hour period,
$30 for each additional 12
hour period up to $150
|
n/a |
n/a
|
| Section 5b |
Holiday Abandonment |
Up to $2,500 |
$125
|
$250
|
| Section 6 |
Missed Departure |
Up to $300 |
$125
|
$250
|
| Section 7 |
Personal Liability |
Up to $2,500,000 |
$250 |
$500
|
| Section 8 |
Legal Expenses |
Up to $7,500 |
$250
|
$500
|
|
Optional Cover -Section 9
|
Rental Vehicle Excess Cover
(Optional Cover)
|
$3,000 |
$250 |
$500 |
This policy provides cover against a range of risks that may arise during Travel undertaken during the policy period. A summary of key benefits that are available to You are outlined above.
Further details about benefits and when these are available can be found in the 'Schedule of Cover' and throughout the Policy Wording. |
BACKPACKER BACKPACKER BACKPACKER BACKPACKER
INSTANT QUOTE
*Remember, your policy can be renewed for up to 12 months whilst abroad, by completing the Overseas Extension Application form.
| Price List ($) |
|
Period
|
New Zealand, Australia, South Pacific French Polynesia & Bali
|
Worldwide, excluding
USA, Canada & Japan
|
Worldwide |
| 5 Days |
31.05
|
45.16
|
44.03
|
|
10 Days
|
34.34
|
53.16
|
54.19
|
|
17 Days
|
46.10
|
71.97
|
73.67
|
|
24 Days
|
60.21
|
86.56
|
87.64
|
|
35 Days
|
66.68
|
97.64
|
132.09
|
|
45 Days
|
95.96
|
148.18
|
167.65
|
|
2 Months
|
117.13
|
176.87
|
196.44
|
|
3 Months
|
160.88
|
210.27
|
254.44
|
|
4 Months
|
183.46
|
243.67
|
299.74
|
|
5 Months
|
214.04
|
285.07
|
344.62
|
|
6 Months
|
240.38
|
317.53
|
389.92
|
|
7 Months
|
276.66
|
356.08
|
448.77
|
|
8 Months
|
305.63
|
392.37
|
495.76
|
|
9 Months
|
334.34
|
424.12
|
542.33
|
|
10 Months
|
362.26
|
465.40
|
587.63
|
|
11 Months
|
393.32
|
507.13
|
638.02
|
|
12 Months
|
416.29
|
527.55
|
675.27
|
© Downunder Worldwide Travel Insurance Limited.
BACKPACKER