COMPREHENSIVE
Travel Insurance - Comprehensive Policy
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Travel Insurance is available today with our Comprehensive Travel Insurance Policy for Australian residents aged 55 or under. This travel insurance policy is ideal for those travellers, holiday makers, or even backpackers who want peace of mind associated with a higher level of cover.
The Comprehensive Travel Insurance Policy offers you extensive cover: medical and repatriation (Unlimited, except in the case of some Hazardous and Sporting activities), hospital benefit, personal accident (max benefit $60,000), hijack, Holiday abandonment, catastrophe, personal effects and baggage (Up to $6,000), cancellation and curtailment, personal liability (Up to $2,500,000), personal money, missed departure, travel delay and legal expenses. If you are a Australian, or live in Australia, and want travel insurance, we have the policy for you.
This Comprehensive Travel Insurance Policy is underpinned by a 24 hour, 365 days a year emergency phone line provided by AIG Assist and is underwritten by American Home Assurance Company trading as AIG Australia. It provides cover, like all of our policies, for many different types of sporting or hazardous activities at no additional premium.
|
Schedule of Benefits
|
| Section |
Description |
Cover
per insured
|
Excess
per insured
|
Double Excess
Subject to reduced premium |
|
Section 1
|
Cancellation & Curtailment
Catastrophe
|
Up to $10,000
Up to $1,500
|
$125
$125
|
$250
$250
|
|
Section 2
|
Personal Accident
Loss of Limbs or sight
Permanent Total Disablement
Death Benefit
Death Benefit (aged under 18)
|
Maximum Benefit $60,000
$60,000
$60,000
$30,000
$20,000
|
n/a |
n/a |
|
Section 3(a)
|
Medical Expenses & Repatriation
(including Emergency Assistance)
Dental Expenses
|
Unlimited
(Limited to $350,000 if Hazardous Activities cover applies)
$750
|
$250
($500 or $750 if declared Hazardous Activities cover applies) |
$500
($500 or $750 if declared Hazardous Activities cover applies)
|
| Section 3(b) |
Additional Hospital Benefit
|
$30 per day up to $1, 800
|
n/a |
n/a |
|
Section 4(a)
|
Personal Belongings & Baggage
Single Item Limit
Valuables
Adventurous Sporting Equipment
Please note: the maximum amount We will pay under this section is $6,000
|
$600
$600
$1000
Maximum of $6,000
|
$125
|
$250 |
| Section 4(b) |
Personal Money |
Up to $1,500
|
n/a |
n/a
|
| Section 4(c) |
Travel Documents |
Up to $750
|
$125 |
$250 |
|
Section 5(a)
Section 5(b)
|
Travel Delay
Travel Abandonment
|
$60 for first 12 hr period; $30 each additional 12 hr period up to $750
Up to $10,000
|
n/a
$125 |
n/a
$250
|
| Section 6 |
Hijack |
$150 per day up to $1,500
|
n/a
|
n/a
|
| Section 7 |
Missed Departure |
Up to $3,000
|
$125
|
$250
|
| Section 8 |
Personal Liability |
Up to $2,500,000
|
$250
|
$500
|
|
Section 9
|
Legal Expenses
|
Up to $75,000
|
$250 |
$500 |
|
Section 10
|
Resumption of Trip
|
$2,500
|
$125
|
$250
|
|
Optional Cover - Section 11
|
Rental Vehicle Excess cover
|
$3,000
|
$250
|
$500
|
|
This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording and Certificate with you as a reference when you travel.
|
COMPREHENSIVE
INSTANT QUOTE
*Remember, your policy can be renewed for up to 12 months whilst abroad, by completing the Overseas Extension Application form.
| Price List ($) |
|
Period
|
New Zealand, Australia, South Pacific
French Polynesia & Bali
|
Worldwide, excluding
USA, Canada & Japan
|
Worldwide |
|
5 Days
|
38.02
|
52.75
|
59.91
|
|
10 Days
|
42.05
|
62.09
|
73.74
|
|
17 Days
|
56.46
|
84.07
|
100.24
|
|
24 Days
|
73.74
|
101.10
|
119.25
|
|
35 Days
|
96.78
|
135.17
|
179.74
|
|
45 Days
|
117.52
|
173.08
|
228.13
|
|
2 Months
|
143.45
|
206.60
|
267.30
|
|
3 Months
|
197.02
|
245.62
|
346.23
|
|
4 Months
|
224.67
|
284.63
|
407.87
|
|
5 Months
|
262.12
|
332.98
|
468.93
|
|
6 Months
|
294.38
|
370.90
|
530.58
|
|
7 Months
|
338.81
|
431.34
|
610.65
|
|
8 Months
|
374.29
|
475.30
|
674.60
|
|
9 Months
|
409.45
|
513.76
|
737.97
|
|
10 Months
|
443.65
|
563.76
|
799.61
|
|
11 Months
|
481.68
|
614.31
|
868.16
|
|
12 Months
|
509.81
|
639.04
|
918.86
|
All Prices are in Australian Dollars and Government and State Taxes.
© Downunder Worldwide Travel Insurance Limited.
COMPREHENSIVE