VIEW POLICIES: BACKPACKER > COMPREHENSIVE

Travel insurance is available today with our Comprehensive Travel Insurance policy for Australian residents. This Comprehensive Travel Insurance policy is ideal for those travellers, backpackers and holiday makers who want the peace of mind of a higher level of cover. This policy has been specifically designed to meet the needs of the more mature traveller. This policy is ideal for anyone aged 55 years or under.

The Comprehensive Travel Insurance Policy offers you extensive cover. Your cover extends to the following: medical expenses and repatriation (Unlimited), hospital benefit, personal accident (max benefit of $60 000), hijack, holiday abandonment, catastrophe, personal effects and baggage (Up to $4500), cancellation and curtailment, personal liability (up to $6million), personal money, missed departure, travel delay and legal expenses. If you are Australian or live in Australia and want travel insurance, we have the policy for you.

This Comprehensive Travel Insurance policy is underpinned by a 24 hour, 365 days a year emergency phone line provided by AIG ASSIST and is underwritten by American Home Assurance Company (Australian Branch).

This page is intended as a summary of cover. Please read your policy wording carefully as it defines the full terms and conditions in detail.

Backpacker Travel Insurance New Zealand
Our policy for the more mature adventurous traveller.
(All Prices in Australian Dollars)

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Backpacker Travel Insurance New Zealand

Schedule of Benefits
Maximum amount payable per insured

Backpacker Travel Insurance New Zealand
Benefits in AUS DollarsCoverExcessNo Excess Option*
Cancellation
and Curtailment
Up to $10,000$125No Excess Applies
CatastropheUp to $1,500$125No Excess Appl ies
Medical Expenses
& Repatriation

Dental Expenses

Unlimited (Limited to $350,000 if Level 3 Hazardous or Sporting Activities cover applies)

$750

$250 ($500 if Level 3 Hazardous or sporting activities cover applies)No Excess Applies
Additional Hospital Expenses$30 per day up to $1,800N/A  

Personal Belongings & Baggage
Single Item Limit (set or pair)
Valuables 

Please note: the maximum amount we will pay under this section is $4,500

Travel Documents

Maximum of $4,500

$600

$600


Up to $750

$125

 

 

$125

No Excess Applies
Personal Money

Up to $1,500
$125 No Excess Applies
Personal Accident

Loss of Limbs or Sight
Permanent Total Disability
Death Benefit
Death Benefit (under 18)
$60,000

$60,000
$60,000
$30,000
$20,000
 N/A 
Travel Delay:
$60 for first 12 hr period; $30 each additional 12 hr period up to $750  N/A 
Holiday Abandonment Up to $10,000$125 No Excess Applies
Hijack $150 per day up to $1,500N/A 
Missed Departure Up to $3,000$125No Excess Applies
Personal Liability Up to $6,000,000$750 No Excess Applies
Resumption of Trip $2,500$125 No Excess Applies
Legal Expenses < /td>Up to $75,000$750 No Excess Applies

 

Backpacker Travel Insurance
Price List
Downunder Worldwide Travel Insurance

Period

Area 1
Australia, New Zealand,
South Pacific
Islands & Bali
Area 2
WORLDWIDE
Excl USA
Canada &
Japan
Area 3
WORLDWIDE
Incl USA
Canada &
Japan
5 Days$38.02$52.75$59.91
10 Days$42.05$62.09$73.74
17 Days$56.46$84.07$100.24
24 Days$73.74$101.10$119.25
35 Days$96.78$135.17$179.74
45 Days$117.52$173.08$228.13
2 mths$143.45$206.60$267.30
3 mths$197.02$245.62$380.71
4 mths$224.67$284.63$407.87
5 mths$262.12$332.98$468.93
6 mths$294.38$370.90$530.58
7 mths$338.81$431.34$610.65
8 mths$374.29$475.30$674.60
9 mths$409.45$513.76$737.97
10 mths$443.65$563.76$799.61
11 mths$481.68$614.31$868.16
12 mths$509.81$639.04$918.86
All prices are inclusive of all government charges such as GST and Stamp Duty

Remember, your policy can be renewed for up to 12 months while abroad.

Optional Extensions
*No Excess Option: Simply pay an additional premium of 10% of your total policy price (as shown in the above columns) and all excesses listed under the Schedule of Benefits (at left) will not apply.
This page is intended as a summary of cover. Please read your policy wording carefully as it defines the full terms and conditions in detail.

 

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