Africa Travel Insurance for New Zealand Residents
Africa Travel Insurance - New Zealand
Are you a New Zealander headed for Africa?
You have come to the right place because we have great cover for Africa travel insurance policies at affordable prices. We are New Zealand owned with cover developed specifically for the type of adventures you will have during your travels through Africa.

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Our policies are ideal for backpackers, independent travellers, students, people headed to the UK on a Big OE via Africa or any other worldwide destination, and holiday makers under 55 years of age.
Why should you take out Africa travel Insurance ?
Very few people travel to Africa without insurance as they are aware of the medical limitations of some developing nations, coupled with the fact that you are more likely to undertake hazarous yet fun activities in somewhere like Africa. There's elephant trekking, micro-lighting above the Zambezi, bunjee jumping, hot air ballooning, surfing and much more to enjoy, so make sure you are covered for all these and more before you set off on the adventure of a lifetime.
The thing to remember is that illness and injury can happen anywhere, as can stolen or damaged luggage, however due to the limitations of some medical facilties in Africa it is wise to make sure that you have medical expenses cover and repatriation cover (this enables you to be taken back to NZ if it is medically required).
Backpacker Travel Insurance Policy - Best for Backpackers
For young travellers headed to Africa aged 40 years and under, we recommend our 'Backpacker Policy.' It covers you for medical expenses and repatriation, cancellation and curtailment of your trip, personal accident, baggage and personal effects, travel delay, hijack, personal liability and legal expenses and missed departure. Click here to view the Backpacker Travel Insurance Schedule of Cover.
Another benefit of taking out Africa travel insurance, is that it will also cover you for travel throughout the world (excluding the USA, Canada and Japan). So you can travel Africa and then head off to Europe to complete your world tour knowing you're insured the entire time.
We also ofer a range of other holiday insurance policies, including:
Essentials Policy - This policy is perfect for those travellers wanting a basic l;evelk of cover at a great price. For those aged 40 years and under.
Backpacker Policy - The ideal policy for the backpacker or Big OE traveller under the age of 40 years, with good levels of cover at a price that is right for backpackers.
Comprehensive Policy - This policy provides you with top levels o
f cover at a reasonable cost. Perfect for those aged 55 years and under wanting higher levels of cover.
Wintersports Policy - The same cover as the Comprehensive Policy but with added 'Wintersports' cover such as piste closure and ski pack cover.
Annual Multi-Trip Policy - The same cover as the Comprehensive policy, but this policy enables you to travel as many times as you want over a 12 month period for 31 days at a time. Ideal for regular travellers who don't want the cost of having to buy a policy each and every time they travel.
Why should you buy from Downunder Insurance?
In addition to being a New Zealand owned company, and offering affordable travel insurance, there are a number of other unique benefits of a Downunder Insurance Policy. These are:
14 day money back guarantee
50+ Adventure sports & hazardous activities covered AUTOMATICALLY including bunjee jumping, white water rafting (grades1-4), surfing, & many more
Underwritten by AIG New Zealand, for your peace of mind and security
Your Insurance is a 'living breathing' document - make changes or modifications as you travel
'No Excess Advantage' - pay just 10% of your policy cost to waive the excess standard should you need to claim on your policy
24 hour medical emergency assistance worldwide - help at no matter what time of day (or night) it is
Friendly staff who will help you choose the right policy for your needs, and who are travellers themselves
Contact Downunder Insurance. If you would like to learn more about each of our policy types, the cover that comes with each and the prices for each of our policy durations, click on
the type of policy you desire:
Essentials Policy, Backpacker Policy, Comprehensive Policy, Annual Multi-Trip Policy or Wintersports Policy
Or if you would prefer to speak to one of our Customer Services Operators regarding a policy, please call 0800 244 633, or you can email us. We look forward to assisting you soon.
Please read our policy booklet to understand the full terms and conditions of our policies.
Downunder for Africa Travel Insurance