Australia Insurance
Do you need Australia Travel Insurance for your Aussie holiday?
Downunder Insurance is a New Zealand owned company with excellent cover developed specifically for the types of travel and work adventures you will have while travelling through Australia. Our policies are ideal for anyone planning on travelling and/or working within Australia as they provide great cover at incredibly affordable prices.

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Our Australia Travel Insurance policies are suitable for backpackers, independent travellers, students, people headed to Australia on a Big OE, and holiday makers under 55 years of age.
All of our New Zealand travel insurance policies are underwritten by AIG New Zealand, which provides you with security and peace of mind.
Why should you take out Australia Travel Insurance?
A high number of NZ travellers don't believe they need travel insurance for Australia for 2 major reasons; the reciprocal health agreement between the 2 countries; and the close
proximity of Australia - it isn't 'really' going overseas. However these reasons couldn't be further from the truth. Any time you travel overseas you should take out a holiday insurance policy that will cover you, at the very least, for medical expenses, legal expenses and personal liability.
The thing to remember is that illness and injury can happen anywhere and in any country, close to home or not. The same can be said for stolen or damaged baggage.
Personal liability and legal expenses cover are also a madatory part of your travel insurance policy, so make sure you are covered when you buy your policy. Personal liability insurance ensures that you are covered should you damage someone else's person or property. Legal expenses will cover you should you require legal assistance along the way
The Backpacker Travel Insurance Policy
For young travellers (under the age of 40 years at the time of departure) headed to Australia, whether for a weekend or a year long adventure, we recommend our 'Backpacker Policy.' It covers you for medical expenses and repatriation, personal liability and legal expenses, personal accident, baggage and personal effects, cancellation and curtailment of your trip, travel delay, hijack, and missed departure.
Click here to view the cover offered with the Backpacker Travel Insurance Policy.
We have a number of other policies with differing levels of cover and types of cover, including winter sports insurance and an annual travel insurance policy for multi-trip travel over 12 months. Click on the links below to access the cover and prices for each type of additional policy we offer:
Essentials Policy (40 years or under) , Comprehensive Policy (under 55 years of age), Wintersports Policy (under 55 years of age) or the Annual Multi-Trip Policy (under 55 years of age).
Why should you buy from Us?
As well as being a New Zealand owned company, and there are a number of other benefits of a Downunder Insurance Policy. These are:
24 hour m edical emergency assistance worldwide - help at no matter what time of day (or night) it is
50+ Adventure sports & hazardous activities covered AUTOMATICALLY includ ing bunjee jumping, white water rafting (grades1-4), surfing & many more
14 day money back guarantee
Your Insurance is a 'living breathing' document - make changes as you travel
'No Excess Advantage' - pay just 10% of your policy cost to eliminate the standard excess
Please read our policy booklet to understand the full terms and conditions of our policies.
Contact Us at Downunder Insurance
If you have a question or would like more information on any of our Policies, you can Email Us and we will endeavour to get back to you within 48 hours, or alternatively, please call us on 0800 244 663.