Europe Travel Insurance for New Zealand Residents
Europe Travel Insurance for New Zealanders
Are you a New Zealander headed for Europe?
You have come to the right place because we have great cover for Europe, with travel insurance policies at extremely affordable prices. We are New Zealand owned and operated with high levels of customer care to help you out along the way should you need it.

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Whether you are going to Europe on a big OE, a short holiday or you are going one way to live in the UK or Europe, we have a policy to suit your needs. Our policies are ideal for backpackers, independent travellers, students, people going on a Big OE and holiday makers under 55 years of age. Our travel insurance policies are underwritten by AIG New Zealand Branch, one of the world's leading Underwriters and due to the fact that we sell direct to our customers, we can offer afforable travel insurance policies that meet the budgets of backpackers.
Why should you take out Insurance for Europe?
You are off on holiday to the cultural centre of the world, so why do you need travel insurance? Illness and injury can happen anywhere, as can stolen or damaged luggage. The NZ Ministry of Foreign Affairs and Trade suggests that "if you can't afford travel insurance, you can't afford to travel," which definitely rings true if you find yourself having to pay for medical care overseas, or to replace your lost of damaged luggage or personal effects.
The Backpacker Policy covers you for medical expenses and repatriation, cancellation and curtailment of your trip, personal accident, baggage and personal effects, travel delay, hijack, personal liability and legal expenses and missed departure.
We have a number of other policies with differing levels of cover and types of cover, including winter sports insurance and an annual travel insurance policy for multi-trip travel over 12 months.
Why should you buy from Downunder Insurance?
In addition to being a New Zealand owned company, and reat value travel insurance polcies, there are a number of other unique benefits of a Downunder Insurance Policy. These are:
14 day money back guarantee
50+ Adventure sports & hazardous activities covered AUTOMATICALLY including bunjee jumping, white water rafting (grades1-4) & many more
Underwritten by AIG New Zealand Branch, one of the world's leading underwriters
Your Insurance is a 'living breathing' document - make changes as you travel, such as adding adventure sports not already covered
'No Excess Advantage' - pay 10% of your policy cost to waive the standard excess should you need to claim
24 hour medical emergency assistance worldwide - help at hand day and night
Working Holiday Cover with every policy
Contact us at Downunder Insurance. If you would like to learn more about each of our policy types, the cover that comes with each and the prices for each of our policy durations,click on the type of policy you desire:
Essentials Policy, B
ackpacker Policy, Comprehensive Policy, Wintersports Policy or Annual Multi-Trip Policy.
If you have a question or would like more information on any of our Policies, you can Email Us and we will get back to you within 24 hours, or alternatively, please call us on 0800 244 663.
Please read our policy booklet to understand the full terms and conditions of our policies.