Holiday Insurance - New Zealand
Downunder Insurance in New Zealand provides affordable holiday insurance policies to New Zealand residents under the age of 55 years, whether it be for a few days travel overseas or for a 12 month backpacking or working holiday adventure in any number of overseas locations. Downunder Holiday Insurance has been providing worldwide insurance policies to travellers for more than 12 years, so rest assured we will be there for you when you need us.
Holiday Insurance Quote
All of our holiday insurance polices are underwritten by AIG New Zealand, so you are safe in the knowledge that you are in the hands of one of New Zealand's leading underwriters.
Why do I need Holiday Insurance?
Have you ever heard the saying 'if you can't afford holiday insurance, you can't afford to travel,' well, in most cases it's true. Many travellers, especially those backpackers who are on a tight budget, believe that holiday insurance is a luxury, not a necessity, and try to budget by not taking out a holiday insurance policy.
However the reality is, should something happen to you or to your property while travelling, your holiday insurance policy will be worth its premium many times over, especially if you happen to fall ill or get injured where medical care is expensive, or where you need to be repatriated.Medical cover and 24 hour medical emergency assistance
This is the most important type of cover you should have, regardless of the type of policy you are purchasing. As part of your medical cover, 24 hour medical emergency assistance is also suggested as important as you could be anywhere, day or night, when the unexpected happens. Medical cover is extremely important as medical charges can escalate very quickly, especially in countries like America where an uninsured person can soon run up bills into the $1000's and often more if you are really ill or severely injured. The last thing you want to have to do if you are sick or injured is to figure out a way to repay your ever increasing medical bills.
Personal Liability and Legal Expenses
Two other aspects of mandatory cover you should consider when purchasing a policy are personal liability and legal expenses cover. Personal liability covers you for any damage or bodily injury you may cause to somebody else's property or person. As an example, if you were surfing (for up to 14 days) in Newquay and your board hit someone else in the head causing an injury, you would be covered for any claim made against you (subject to full policy terms and conditions) regarding that injury (within the policy schedule).
Why Buy your Holiday Insurance from Downunder Insurance?
Downunder Insurance have been providing worldwide holiday insurance to travellers for more than 12 years. We are travellers who know what other travellers want to do when when on an overseas holiday or adventure, and we sell policies that best suit your needs at the most reasonable prices. As well as our underwriters being awarded a 'Very Strong' claims rating for our 'claims paying ability' , there are many other benefits you will enjoy when you buy your policy from us. These include:
14 day money back guarantee as standard 24 hour worldwide medical emergency assistance 50+ adventure sports and hazardous activities cover
ed including bunjee jumping, white water rafting (grades1-4) and scuba diving (up to 30m) Underwritten by AIG New Zealand Branch f or added peac e of mind Working Holiday Insurance included Your Insurance is a 'living' document, which means you can make changes to your policy as you travel 'No Excess Advantage' allows you to pay 10% of your policy cost to waive the standard excess should you need to claim Want more Information on our Holiday Insurance Policies?
If you would like more information on any of our holiday insurance policies, the types and levels of cover they provide and the prices, please click on on of the links below:
(for multiple trips during a 12 month period)
Please read our policy booklet to understand the full terms and conditionsof our policies.
If you would like to get in touch with us, you can email us or call our Customer Service Centre during business hours on 0800 244 633.
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HOLIDAY INSURANCE ONLINE
Trust us @ Downunder Insurance as our aim is to always offer direct savings online, quality and also best value holiday insurance to all of our customers We specialize in low cost Aus online holiday insurance worldwide. Experts in world travel & New Zealand holiday insurance. Buy your online holiday insurance from a company that you can trust! © 2005 Downunder Online Holiday Insurance - Specialists in Cheap Holiday Insurance Worldwide