Holiday Insurance New Zealand from Downunder Insurance
Holiday Insurance New Zealand
Downunder Holiday Insurance in New Zealand enables New Zealand residents under the age of 55 years to purchase affordable insurance for any overseas destination, whether it be for few days travel or for a 12 month backpacking or big OE trip. Downunder Travel Insurance has been providing affordable worldwide insurance policies to travellers for more than 12 years, so be assured we will be there for you when you need us whilst travelling.
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Our policies are underwritten by AIG New Zealand, one of the world's leading underwriters, so you have additional peace of mind and added security.
Why should I take out Holiday Insurance?
Holiday Insurance New Zealand
Have you ever heard the saying 'if you can't afford insurance, you can't afford to travel,' well, in the majority of cases it's true. Many travellers, especially backpackers and independent travellers don't have a lot of money to spare, believe that travel insurance is a luxury that only the well off can afford, however the reality is, should something happen to you or to your luggage/valuables while travelling, your insurance policy will be worth its price many times over.
Why Buy your Travel Insurance from Downunder Insurance?
As we have already mentioned, we are a New Zealand owned company which is dedicated to keeping you safe and well on your overseas travels. As we are travellers ourselves, and have been providing travel insurance worldwide for more than 12 years, we know what other travellers need in terms of their insurance coverage. We sell policies that best suit your needs at the most reasonable prices every single time. In addition to our underwriters being awarded a 'Very Strong' claims rating for our 'claims paying ability' , there are a number of other benefits you will enjoy when you buy your policy from us. These include:
50+ adventure sports and hazardous activities covered including bunjee jumping, white water rafting (grades1-4) and scuba diving (up to 30m) 14 day money back guarantee as standard 24 hour worldwide medical emergency assistance Underwritten by AIG New Zealand Branch 'No Excess Advantage' means you can pay 10% of your policy cost to waive the standard excess should you need to claim Working Holiday Cover Included Your Insurance is a 'living' document, which means you can make changes to your policy as you travel
Important Aspects of your Policy- Make sure you get covered.
Medical cover and 24 hour medical emergency assistance
This is the most important type of cover you should have included in your policy, regardless of the type of policy you are purchasing. As part of your medical expenses cover, 24 hour medical emergency assistance is also advised as you could be anywhere, day or night, when the unexpected occurs. Medical expenses cover is extremely important as medical charges can increase quickly, especially in countries like America or Japan where an uninsured person can run up bills in excess of $1000's, and even more if you are extremely ill or severely injured. The last thing you want to worry about if you are sick or injured is how you are going to repay your constantly growing medical bills.
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ersonal Liability and Legal Expenses
Two other aspects of cover you should consider mandatory when you are purchasing an insurance policy are personal liability and legal expenses cover. Personal liability will cover you for any damage or bodily injury you may cause to somebody else's property or person. As an example, if you were windsurfing in Cornwall, UK, and your board hit someone else in the head causing an injury, you would be covered for any claim made against you regarding that injury (subject to full policy terms and conditions). You also receive legal expenses cover with all of the Downunder Insurance policies.
Would you like more Information on our Policies?
If you would like more information on any of our policies, the types and levels of cover they provide and the prices, please click on on of the links below:
Essentials Policy, Backpacker Policy, Comprehensive Policy, Annual Multi-Trip Policy or Wintersports Policy. Please read our policy booklet to understand the full terms and conditions of our policies.
If you would like to get in touch with our Customer Service Team, please call 0800 244 633 or email us here.