International Travel Insurance for New Zealand Residents
International Travel Insurance for New Zealanders
If you are headed overseas, you should take out an international travel insurance policy, whether you are going on holiday for a long weekend to Australia or for a year long Big OE adventure to the UK. Regardless of how long you are going away for, get covered before you go. If you are aged under 55 years of age at the time of taking out the policy, and departing from New Zealand, you are able to purchase an affordable policy with great levels of cover from Downunder Insurance.
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We offer a range of policies to suit every holidaymakers needs, from a great value 'Essentials Policy' to our fully 'Comprehensive' insurance policy'. Kiwi Owned and Operated.
Why do I need Insurance for my Holiday?
The NZ Ministry of Foreign Affairs and Trade suggest that 'If you can't afford insurance, you can't afford to travel.' As such, we always advise you take out a travel insurance policy prior to any overseas holiday to ensure you are covered for, at the very least, the basic things such as medical expenses and repatriation, legal expenses and public liability. In the case of medical expenses and repatriation (which relates to you being taken back to your home country by whatever means required at the time), our policies all come with 24 hour medical emergency assistance, so no matter what happens to you day or night, we will be there to help. Medical cover is vital, particularly in countries where medical care costs are high (such as the USA and Japan) or where the care is below the standard you are used to (such as in some third world countries). It is also important in the case of repatriation should you require it back to your home country or a country where care is available.
Our Travel Insurance Policies
- Essentials Policy - For travellers aged under 40 years of age at the time of departure, our most basic policy offering medical cover, personal accident cover and legal expenses and personal liability cover.
- Backpacker Policy - For travellers under 40 years of age, with medical expenses and repatriation, 24 hour medical emergency and public liability and legal expenses, baggage cover, personal accident, travel delay, missed departure and cancellation and curtailment - ideal for Working Holidays/Big OE and Backpacking, and for holidays where baggage is limited;
- Comprehensive Policy - Under 55 years of age, with higher levels of cover for all aspects of the policy;
- Annual Multi Trip Policy - Under 55 years, ideal for people who make multiple trips over a 12 month period, same extensive cover as Comprehensive Policy
- Wintersports Policy - Travellers under 55 years, ideal for skiers and snowboarders, cover as per the Comprehensive Policy with additonal snow related cover
Even though we are called 'Downunder Insurance,' we offer travel insurance to any international destination.
Why Choose a Downunder Travel Insurance Policy?
Downunder Insurance have been providing holiday insurance to worldwide destinations for more than 12 years. As we are underwritten by AIG New Zealand, you get the peace of mind of being covered by a top rate insurer and one of the world's leading Underwriters, knowing we will always be there should you need us.
- 50+ Adventure sports & hazardous activities covered automatically including bunjee jumping, white water rafting (grades1-4) & surfing
- 14 day money back guarantee
- 24 hour medical emergency assistance across the world
- Underwritten by AIG New Zealand Branch
- Working Holiday Insurance
- Your Insurance is a 'living breathing' document - make changes to your policy as you travel
- 'No Excess Advantage' - pay 10% of your policy cost when you take out the policy to waive the standard excess should you need to claim
If you would like more information on any of our Policies as outlined above, you can either Email Us and we will get back to you within 24 hours, or you can call us on 1800 148 766. We look forward to helping you soon.
Please read our policy booklet to understand the full terms and conditions of our policies.