New Zealand Travel Insurance from Downunder Insurance
New Zealand Travel Insurance
Downunder Insurance is New Zealand Owned and Operated, with a strong reputation for providing affordable New Zealand travel insurance policies to residents and backpackers under the age of 55 years of age. Our New Zealand travel insurance policies are ideal as they cover you for trips of 1 day to 12 months duration, depending on how long you are going to be away, and we provide cover to all destinations worldwide.
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We are also leaders in the provision of working holiday and Big OE insurance to young travellers as our policies offer 24 hour medical emergency assistance and automatic cover for 50+ adventure sports. Whether you are away for a long weekend or a year long backpacking adventure, Downunder Insurance will provide you cover you can depend on, and peace of mind. We are a New Zealand travel insurance company, supplying quality insurance to our very own travellers and backpackers at a discounted price.
Why do I need a New Zealand Travel Insurance Policy
It may sound like a cliche, but if you have heard the saying 'if you can't afford insurance, you can't afford to travel,' you'll probably agree that insurance IS important. Imagine you are travelling through North America and you contract a mystery illness that leaves you flat on your back. You know you need medical assistance, and you also know that is going to cost a fortune every minute you are in hospital. It's at this moment in time you will wish you had New Zealand travel insurance! The harsh reality is, should something happen to you, your insurance will be worth its premium many times over. Medical costs can escalate into thousands of dollars before you can even blink, with New Zealand travel insurance these costs will be covered for you leaving you to work out how to get better and back travelling.
Medical and emergency assistance
As this is the most important aspect of cover your policy should have, make sure it's included. Cover providing you with 24 hour medical emergency assistance is also advised, as many of the countries you will be travelling to will be in a different time zone to New Zealand making phone contact difficult if you happen to get sick or injured in the middle of the night.
Personal Liability and Legal Expenses
Two other aspects of cover you should consider vital when investigating policy types, is personal liability and legal expenses cover. Personal liability covers you for damage or bodily injury you may cause to somebody else's property or person. As an example, if you were surfing in California and you hit someone else in the head causing an injury, you would be covered for any claim they made against you (subject to full policy terms and conditions).
Why choose Downunder Insurance for your New Zealand Travel Insurance?
We are travellers who have been all over the world, so we know the kind of cover you will be needing. We sell a range of policies for you to choose from so your needs are met. As well as our underwriters being awarded a 'Very Strong' claims rating for their 'claims paying ability', there are many other benefits when you buy your policy from us, including:
New Zealand Owned and Operated
14 day money back guarantee as standard
50+ adventure sports and hazardous activities covered including bunjee jumping, scuba diving (up to 30m), surfing (up to 14 days) & white water rafting (grades1-4)
Underwritten by AIG New Zealand Branch - one of the World's leading Underwriters
Your Insurance is a 'living' document, which means you can make changes to your policy as you travel
'No Excess Advantage' - pay an additional 10% of your policy cost to waive the standard excess should you need to claim
24 hour medical emergency assistance worldwide
Working Holiday Cover
More Information on Our Holiday Insurance Policies?
If you would like more information on any of our New Zealand travel insurance policies, the Schedules of Cover they provide and the prices for different travel periods, please click on on of the links below:
Essentials Policy, Backpacker Policy, Comprehensive Policy, Annual Multi-Trip Policy or Wintersports Policy.
If you would like to contact our Customer Services Team please call 0800 244 633 or email us with your query.
Downunder for your New Zealand Travel Insurance Policy.