Overseas Travel Insurance from Downunder Insurance
Overseas Travel Insurance for New Zealanders
Going overseas? Your overseas travel insurance policy is just a few clicks away and our cover is immediate - no need to wait for your policy to arrive in the post. Just take note of your policy number, grab your bags and you are ready to travel. Downunder Insurance have been supplying travel insurance for more than 12 years, so you can rest assured that we will be there to support you when the going gets tough.
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Downunder Insurance are New Zealand Owned and Operated.
Who are our Overseas Travel Insurance Policies for?
Any New Zealand resident under the age of 55 years at the time of departure can purchase one of our policies. Our travel insurance is underwritten by AIG New Zealand, one of the world's leading Underwriters, and we cover backpackers, holiday-makers, working holiday makers and students. Our policies are extremely affordable, make sure you get a instant free quote now.
Why are Downunder Insurance policies so Affordable?
Our direct sell holiday insurance policies mean that we sell direct to you. As all our policy holders are under 55 years of age, we also don't have to worry about covering medical conditions that afflict older travellers which often push the price of a policy up for everyone regardless of age.
We also sell a high number of policies through our completely secure internet site, which enables us to keep administration and running costs, and subsequently insurance policy costs to a minimum. It is our aim to remain highly competitive, as the majority of our policy holders are young with limited budgets.
Benefits of our Travel Insurance Policies
- 14 day money back guarantee
- 50+ Adventure sports & hazardous activities covered including bunjee jumping, white water rafting (grades1-4)
& many more
- We are Kiwi Owned
- Underwritten by AIG New Zealand Branch
- Your Insurance is a 'living breathing' document - make changes as you travel
- 'No Excess Advantage' - pay 10% of your policy cost to waive the standard excess should you need to claim
- 24 hour medical emergency assistance worldwide
Why do I Need Travel Insurance?
The NZ Ministry of Foreign Affairs and Trade states that 'if you can't afford travel insurance, you can't afford to travel.' Many travellers, especially those on a really tight budget, believe that holiday insurance is a luxury and not the neccessity it really is. Many people forget it in favour of saving money, however the reality is, should something happen to you or your property while travelling, travel insurance will be worth it.
Make sure that any policy you take out has adequate medical cover. It is advisable that you also get 24 hour around the clock assistance. Be aware that medical costs can escalate over a very short space of time, particularly in countries like the USA where an uninsured patient can incur bills of $1000's or more. You don't want to be thinking about how to repay your medical bills if all you want to do is get out travelling again.
It is also important that your policy covers personal liability cover. This will provide you with cover should you cause damage or bodily injury to somebody's property or person.
Contact us at Downunder Insurance. Please read our policy booklet to understand the full terms and conditions of our policies.
You can view all our policies, prices and schedules of cover online by clicking on the type of policy you desire:
Essentials Policy, Backpacker Policy, Comprehensive Policy, Annual Multi-Trip Policy or Winter Sports Policy
If you would like more information on any of our Policies, you can Email Us and we will get back to you within 24 hours, or alternatively, call us freephone on 0800 244 663.