Working Holiday Insurance - New Zealand Residents
Working Holiday Insurance for New Zealanders
So you are heading off on the adventure of a lifetime, you've got your flights booked, a hostel sorted out for the first week, so what's left to do? One of the most important things you should have organised before you go overseas is your travel insurance. We have created working holiday insurance that is affordable, covers all the necessities and is easy to purchase (buy online any time day or night). It is available to anyone under the age of 55 years at the time of departure, as long as you are departing from New Zealand and have an NZ residential address.
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Downunder Insurance is proudly New Zealand owned and operated, and as such we take your health and well being seriously. Most importantly however, we won't rip you off or take away your hard earned travelling dollars for unnecessary cover. We will provide you with a policy to meet your needs, we will cover what you say is important for you and we will be there for you when you need us. After all, we have been in the business of providing affordable travel insurance worldwide for more than 12 years, so you can count on us when the chips are down.
Why do I need Insurance?
The most important thing you own is your health. If you are travelling the world as a backpacker, you will be exposed to new countries, different cultures and you will be put in situations you have never experienced before. Your life will be in your backpack and no doubt you will be hoping to save as much money along the way to prolong your travelling. So what happens if the unthinkable occurs and you get sick or injured while travelling, or your backpack gets stolen with your passport and money inside it? This is when you will be thankful you listened to your Mum and Dad and took out holiday insurance.
Ensure that your policy covers you for medical emergencies, with 24 hour emergency assistance included as part of your policy. It is important you have medical cover as medical costs and charges can escalate out of control in a very short space of time, especially in countries such as Japan and the USA. The last thing on your mind if you are sick or injured will be finding a way to repay huge medical bills, especially if you are travelling and unemployed.
Why Choose Us for your Travel Insurance?
There are a number of reasons you should choose Downunder Insurance. For you backpackers out there, the cost of insurance is more often than not the factor that decides which policy you buy. We are pleased to provide quality levels of cover at affordable prices. The main reason we are able to provide cheaper insurance is that we provide our insurance direct to you. We also only offer policies to travellers under 55 years of age, so our policy holders are generally fitter and healthier, therefore making the frequency of claims less. Another major benefit of buying from us is that we are Ne
w Zealand owned and operated, allowing the peace of mind of knowing you are dealing with a company that will be there when and if you need us.
Other benefits of buying your travel insurance direct from us:
- 14 day money back guarantee
- 50+ adventure sports & hazardous activities covered including bunjee jumping, white water rafting (grades1-4) & scuba diving (up to 30m)
- Policies are underwritten by AIG New Zealand Branch
- Your Insurance is a 'living' document, meaning you can make changes or alterations to your policy as you travel the world
- 'No Excess Advantage' - pay an additional 10% of your policy premium to waive the standard excess should you need to claim
- 24 hour medical emergency assistance worldwide
- Working Holiday cover as standard with all policies
More Information on our Holiday Insurance Policies?
If you would like more information on any of our insurance policies, the types and levels of cover they provide and the prices for each policy duration, please click on one of the links below:
Essentials Policy, Backpacker Policy, Comprehensive Policy, Wintersports Policy or Annual Multi-Trip Policy (for multiple holidays during a 12 month period)
If you would like more information on any of our Travel Insurance Policies, you can Email Us and we will get back to you within 24 hours, or alternatively, call us on 0800 244 633. We look forward to hearing from you.
Please read our policy booklet to understand the full terms and conditions of our policies.