Travel Insurance - Backpackers (International)

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The Backpacker policy is our most popular travel insurance policy for your Big OE

Travel Insurance is available right now with our Backpackers (International) Plan. This Backpackers policy is for the backpacker or traveller who wants basic levels of cover, including cover for their baggage should it get lost or stolen. This policy is provided for travellers under the age of 65 travelling abroad and is most popular with young travellers going overseas on a working holiday.

The travel insurance product is underwritten by Allianz New Zealand Limited and provides peace of mind for the budget traveller, as with all our policies, you are automatically covered for adventure activities, such as bungee jumping, paragliding and white water rafting, not always available with this type of backpacker insurance for no additional premium.

You could travel Worldwide (excluding USA, Hawaii, Canada, South America and Japan) for up to 12 months, with cover for as little as NZ$597.55 (online price only, office prices may differ).

Following is a Table of the benefits and their maximum limits. All benefit limits and Excesses are in New Zealand Dollars (NZD). Refer to "Your Policy Cover" pages 34 to 53 for details of what "We Will Pay" and what "We Will Not Pay" and which types of cover are provided under each Plan.		Maximum Benefit Limits
		PLAN C - Backpackers (International)
Policy Sections & Benefits		Single / Duo**	Family
1*	Cancellation Fees and Lost Deposits	$2,500	$5,000
2*	Overseas Emergency Medical Assistance	unlimited	unlimited
3	Overseas Emergency Medical and Hospital Expenses	unlimited	unlimited
	Dental Expenses (per person, per Journey)	$750	$750
4*	Additional Expenses	$10,000	$20,000
5*	Hospital Cash Allowance	-	-
6*	Accidental Death	$15,000	$30,000
7*	Permanent Disability	$20,000	$40,000
8*	Loss of Income	-	-
9	Travel Documents, Credit Cards and Travellers Cheques	$500	$1,000
10	Theft of Cash, Bank Notes, Currency Notes, Postal Orders or Money Orders	$500	$500
11*	Luggage and Personal Effects++	$2,000	$4,000
12	Luggage and Personal Effects Delay Allowance	-	-
13*	Travel Delay Allowance	$500	$1,000
14	Alternative Transport Expenses	$500	$1,000
15	Personal Liability	$2,000,000	$2,000,000
sub-limits apply - refer "Policy Cover" pages 34 to 53 of your policy wording. *Duo cover - Single cover Benefits apply per insured person. #These Sections are available under separate cover packages - see "Additional Options" pages 16 to 17 of your policy wording. ++The Maximum Benefit Limit for this Section can be increased by paying an additional premium.

The following "Additional Options " can be purchased

Increased Luggage & Personal Effects cover - Up to an additional $5,000 cover can be purchased for specified items (excluding jewellery) by paying an additional premium - receipts and/or valuations need to be provided. There is a $3,000 item limit for personal computers, video cameras and cameras, $1,000 each item for mobile phones (including PDAs and any items with phone capabilities) and a $750 item limit for all other items up to a total value of $5,000.
Removal of Standard Excess - You can remove the standard $100 Excess on Plans A, C, D, E, F, G, H & I by paying an additional premium.
Rental Vehicle Excess Cover - Cover for reimbursement of the Rental Vehicle insurance Excess or the cost of repairing the vehicle, whichever is the lesser, if a vehicle you have rented from a rental company is involved in an accident while you are driving, or is damaged or stolen while in your custody.
Rental Vehicle Excess Cover is covered as standard under Plans D & E. You can purchase $3,000 Rental Vehicle Excess Cover under Plans A, B, C, F, G, H or I by paying an additional premium.

INSTANT QUOTE

Price List ($)
Period	Region 1 South West Pacific, Australia, Papua New Guinea, Bali, Lord Howe island & Norfolk Island	Region 2 Europe, United Kingdom, Africa, Middle East & Asia excluding Japan	Region 3 USA, Hawaii, Canada, South America and Japan
5 Days	25.00	58.90	59.40
10 Days	38.00	80.75	85.50
17 Days	47.50	107.35	117.90
24 Days	54.15	132.05	138.60
35 Days	63.65	155.80	162.90
45 Days	75.05	170.05	182.70
2 Months	104.50	222.30	225.90
3 Months	124.45	247.00	270.90
4 Months	152.95	278.35	315.00
5 Months	183.35	300.20	373.50
6 Months	206.15	343.90	377.10
7 Months	243.20	390.45	434.70
8 Months	268.85	407.55	496.80
9 Months	296.40	448.40	540.90
10 Months	322.05	530.10	591.30
11 Months	347.70	563.35	646.20
12 Months	371.45	597.55	699.30

If you are travelling to multiple destinations that are in different Geographical Regions you must select the Geographical Region with the greatest number. This will cover travel in each of the Geographical Regions with a smaller number.

All Prices are in New Zealand Dollars and Inclusive of GST.