Travel Insurance Company New Zealand - Downunder Insurance
Looking for a New Zealand Travel Insurance Company?
Look for Downunder Insurance New Zealand
So you've made the sensible and correct decision to take out travel insurance prior to going overseas, but you aren't sure who to trust or what kind of cover you need? We at Downunder Insurance New Zealand hope to help you through the holiday insurance minefield by providing you with all the information you might require about policy types and schedules of policy cover, and by answering some of the more common travel insurance related questions.
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Why should you choose Downunder Insurance ahead of the others?
- Kiwi Owned and Operated - We are a New Zealand owned and operated company, putting the needs of our local travellers first
- Experience - Downunder Insurance have been providing travel insurance worldwide for more than 12 years, so when you need us we will be there with you
- Underwriters - AIG New Zealand Branch, one of the world's leading Underwriters, underwrite all of our policies.
- Automatic Adventure Sports/Hazardous Activities Cover - We provide you with cover for more than 50 adventure sports at no cost to you, they are automatically included with each and every policy we sell. Bungee jumping, surfing, white water rafting, scuba diving and more
- Affordable - Our prices competitive and policies are priced with budget travellers in mind. Choose to buy insurance directly from a travel insurance company, not from a travel agent.
- Money Back Guarantee - We believe in our product so much that we will give you a 14 day money back guarantee, no questions asked.
- Big OE Cover - Most insurance companies shy away from, or can't provide cover for the Big OE holiday maker headed for the UK, Canada, Australia or even further afield, but we welcome you with open arms.
- Overseas Extension - If your travel insurance is due to run out, or if it expires while you are overseas, we are able to insure you again without a problem.
- 'No Excess' Advantage - We give you the opportunity to pay an extra 10% of the policy premium so that should you need to claim you won't pay any of the associated excesses.
- 24 Hour Medical Emergency Assistance - cover day or night no matter where in the world you are at the time. .
FAQ's
Why is your Travel Insurance so affordable?
Downunder Insurance specialises in backpacker and independent traveller policies with varying levels of cover to suit each individual's needs. The majority of our sales are performed over the internet which cuts costs considerably. We also don't offer you cover that you don't need or won't need, such as pet insurance. In addi
tion, due to the age and type of policy holders we insure (eg young and healthy), you are viewed as a lower risk by the Underwriters and are therefore rewarded with cheaper prices.
What if I am not a Backpacker, can you still help me?
Of course we can, as long as you are under 55 years of age at the time you depart New Zealand on your overseas holiday. One thing to remember however, is that our policies have been developed specifically to suit backpackers and independent travellers and you should ensure the policy provides the right type of cover for your needs. You can view the policy wording here.
The Essentials Policy and Backpacker Policy have a maximum age limit of 40 years. The Comprehensive Policy, Annual Multi-Trip Policy and the Wintersports Policy have a maximum age limit of 55 years so be sure to choose the right policy for your needs and age.
Can you cover my Valuable Items?
We don't recommend you take valuables away with you, however if you do have an expensive item that you'd like to travel with, such as a camera, then it will normally be covered up to the 'single item limit' or 'valuables limit' within the policy limit eg up to $500 with the Comprehensive Policy. Contact us.
If you would like to speak to one of our qualified and experienced Customer Care representatives, please do not hesitate to call 0800 244 633, or you can email us with your query and we will get back to you ASAP.
Please read our policy booklet for full terms and conditions of our policies.