WINTERSPORTS POLICY

Our policy ideally designed for skiers and snowboarders aged 55 or under.

Our Wintersports Travel Insurance Policy provides you with high levels of cover; medical repatriation (Up to £10,000,000), hospital benefit, personal accident (max benefit £30,000), hijack, holiday abandonment, catastrophe, personal effects and baggage (Up to £1,500), cancellation and curtailment, personal liability (Up to £2,000,000), personal money, missed departure, travel delay and legal expenses. In addition to this you have the great ski cover, including emergency assistance services, medical and repatriation, ski equipment (owned or hired), ski hire, ski pack, piste closure and avalanche.

This policy will cover You when You are engaging in the following sports and activities on a non-competitive and non-professional basis during Your Trip when You have paid the additional Winter Sports premium:

Big-foot skiing

Recreational Racing

Cat skiing

Skiing (off-piste but on recognised and authorised areas only)

Glacier Walking/Trekking up to 4,000 metres

Skiing (on-piste / glacier)

Guided cross- country skiing

Snowboarding (off-piste but on recognised and authorised areas only)

Ice-skating (outdoor)

Snowboarding (on-piste)

Mono-skiing

Tobogganing



The following sports and activities will also be covered, but no cover will apply in respect of any Personal Accident or Personal Liability claims:

Dog Sledding

Ice sailing/ice windsurfing

Reindeer Rides Skidoo

Sledding

Snow Mobiling



You will not be covered for any claims arising directly or indirectly when engaging in or practising for the following sports and activities:

Bobsleigh

Ski Acrobatics

Free-style skiing

Ski Bob Racing

Heli-skiing

Ski Flying

Ice Hockey

Ski Jumping

Luge

Ski Racing

Parapenting

Ski Stunting

Paraskiing

Skiing off-piste outside recognised and authorised areas

Skeleton

Snowboarding off-piste outside recognised and authorised areas



You are not covered when engaging in organised competitions or when skiing against local authoritative warning or advice.

If You are undertaking a pursuit or activity which is not listed in this policy or are in any doubt as to whether cover will apply, please call Our Travel Helpline on 020 7402 9211.

This Insurance Policy is underpinned by a 24 hour, 365 days a year emergency service and is underwritten by UK General Insurance Ltd on behalf of Ageas Insurance Limited.

With this competitively priced product, you could ski or snowboard your way around the world for just over a month and only pay £75.05.

SUMMARY OF COVER

 Description

Cover
per insured

 Excess
per insured

Cancellation, Curtailment & Trip Interruption

Catastrophe 

£3,000

£500

£100

£100

Personal Accident
Death
If the Insured Person is aged under 18 Loss of one or more Limbs, or total and irrecoverable
Loss of Sight in one or both eyes
Permanent Total Disablement


£10,000
£2,500
£30,000
£30,000

 

NIL

Medical Emergency & Repatriation

Hospital Daily Benefit  

£10,000,000

£15 per day up to £900

 £100

 NIL

Personal Luggage
Single Article, or Pair or Set of Articles
Valuables Limit
Money & Passport
Cash (Limited to £50 if Insured Person is under 18)
Passport
Luggage Delay

£1,500
£200
£200
£500

£300
£250
In excess of 12 hours: £100

£100
£100
£100
£100
£100
NIL
NIL

Travel Delay


Additional Accommodation & Travelling Costs

£20 per 1st full 12 hr delay then £20 per ea subsequent full 12hrs. Max £300

£2,000 per trip

NIL


NIL
Holiday Abandonment £3,000 £100
Hijack 

£100 per day up to £1000

NIL

Travel Disruption up to £1000 NIL
Missed Departure on the Outward Journey

£1,000

£100

Personal Liability 

£2,000,000 per policy

£100

Legal Protection  

£25,000 per policy

£100

Pet Cover Additional Boarding Fees

£10 per day up to £200

NIL

Scheduled Airline Failure

£5,000

NIL

Cancellation of unused Ski Pack/Ski School Fees
Skis, ski Equipment (owned)
Ski Hire
Ski Pack
Ski equipment delay
Piste Closure
Avalanche or landslide

£1,000
£500
£25 per day up to a max of 
£250
£75 per day up to a max of £300
£25 per day up to a max of £250
£25 per day up to a max of £250
£25 per day up to a max of £250

£100
£100
NIL
NIL
NIL
NIL
NIL


  • This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording and Certificate with you as a reference when you travel.


Travel Insurance Quote

INSTANT QUOTE

© Downunder Worldwide Travel Insurance Limited

 
Europe
1 week from
£9.50
Asia
1 month from
£23.75
North America
3 months from
£51.30
Australia
1 year from
£112.10
 
 
Downunder Insurance UK
Opening Hours – 9am to 5:30pm Monday – Friday
Phone – 0800 393 908
Outside UK – +44 (0) 207 402 9211

©2016 Downunder Insurance.

The Travel Insurance products available herein are underwritten by UK General Insurance Ltd on behalf of Great Lakes Reinsurance (UK) SE, Registered in England No.SE000083. Registered Office: Plantation Place, 30 Fenchurch Street, London EC3M 3AJ. UK General Insurance Limited are authorised and regulated by the Financial Conduct Authority. Great Lakes Reinsurance (UK) SE is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Downunder Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 306618.