Health: This policy contains restrictions regarding Existing Medical Conditions which unless declared and accepted by the Insurers in writing prior to travel may invalidate anysubsequent claim. If You are in any doubt as to whether You would be covered by thepolicy please call the Medical Screening Helpline T. 0203 829 3881. 

 Existing Medical Condition:

- Any cancer, heart condition (including hypertension and
high cholesterol), blood circulatory condition, respiratory
condition (including asthma), renal condition (relating to
the liver or kidney), stroke, psychiatric or psychological
condition (including anxiety, stress and depression) for
which You have received treatment or been prescribed
medication within the last twelve months.

- Any other Medical Condition for which You have seen a
specialist or been admitted to hospital overnight within the
last twelve months. (please see the Important Health
Requirements - Existing Medical Conditions section on
pages 4 to 5 for full details and conditions).

- Any excess applied as part of an Existing Medical
Condition cannot be waived as part of the excess waiver



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Downunder Insurance UK
Opening Hours – 9am to 5:30pm Monday – Friday
Phone – 0800 393 908
Outside UK – +44 (0) 207 402 9211

©2019 Downunder Insurance.

The Travel Insurance available herein is arranged by Downunder Insurance Services Limited with URV, Branch Office of Union Reiseversicherung AG for the United Kingdom and the Republic of Ireland Registered in England & Wales, Company No: FC024381, Branch Number BR006943, a public body corporate with limited liability. Registered Office: Maximilian Strasse 53, D-805330 Munich, Germany. Registered Number: HRB 137918

Union Reiseversicherung AG are authorised in Germany by BaFin and subject to limited regulation in the United Kingdom by the Financial Conduct Authority and in the Republic of Ireland by the Insurance Regulator. Administered in the United Kingdom and Ireland by Travel Insurance Facilities plc. Registered Office: 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Registered in England, Registered Number: 3220410. Travel Insurance Facilities plc are authorised and regulated by the Financial Conduct Authority. Travel Administration Facilities, Travel Claims Facilities and Emergency Assistance Facilities are trading names of Travel Insurance Facilities plc.

Downunder Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 306618.