Motor Vehicle Breakdown and Recovery

If you would like cover for your motor vehicle, motorhome or camper van throughout the UK and Europe, our 'Breakdown Insurance Policy' could be ideal for you.

Why Breakdown Cover ?

If you have ever broken down you will know only too well the difficulties faced in arranging the recovery of your vehicle. On top of that, there is the pressing problem of how you will continue to your destination.

Just one call to our 24-hour helpline is all it takes to get your client moving again. An operator will immediately be dispatched and wherever possible a roadside repair will be carried out allowing them to continue their journey with the minimum of fuss. If this is not possible they will be recovered to the nearest suitable repairer, their onward destination or home address, whichever is nearer.

Dependent upon level of cover chosen the policy provides some or all of the following features: -
  • Up to a maximum of 6 callouts per year
  • Roadside repairs and assistance including labour charges up to 1 hour
  • Misfuel
  • Lack of fuel
  • Flat battery
  • Accidental damage to tyres
  • Loss of or breakage of keys
  • Keys locked within the vehicle
  • Nationwide recovery/onward destination service
  • Message service
  • Recovery of caravan or trailer attached to the insured vehicle at the time of the breakdown (up to 23 feet in length)
  • Emergency overnight accommodation
  • Alternative travel
  • European roadside assistance and recovery



National Recovery 

 National Rec &Home Start

Nat Rec, Home Start& European

Private Car (0-10 years) £59.00 £69.00 £99.00
Private Car (11-16 years) £74.00 £94.00 £149.00
Motorhome or Camper (0-10 years) N/A £69.00 £99.00
Motorhome or Camper (11-16 years) N/A £99.00 £129.00

To enquire about this cover, or to take out a policy, please contact our UK office on 0800 393 908,
or from overseas call +44 207 402 9211.




1 week from
1 month from
North America
3 months from
1 year from
Downunder Insurance UK
Opening Hours – 9am to 5:30pm Monday – Friday
Phone – 0800 393 908
Outside UK – +44 (0) 207 402 9211

©2019 Downunder Insurance.

Union Reiseversicherung AG are authorised in Germany by BaFin and subject to limited regulation in the United Kingdom by the Financial Conduct Authority and in the Republic of Ireland by the Insurance Regulator. Administered in the United Kingdom and Ireland by Travel Insurance Facilities plc. Registered Office: 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Registered in England, Registered Number: 3220410. Travel Insurance Facilities plc are authorised and regulated by the Financial Conduct Authority. Travel Administration Facilities, Travel Claims Facilities and Emergency Assistance Facilities are trading names of Travel Insurance Facilities plc.

Downunder Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 306618.