Gap Year Travel Insurance

The gap year. It's something UK students look forward to with great anticipation even as their parents worry themselves sick. It is a time for students to travel around the world and see all there is to see before settling into the routine of work or a university degree. It is a chance to work, play, and live abroad; an experience many of us only get once-in-a-lifetime.

At Downunder, we have been providing cheap travel insurance for gap year travellers since the 1990s. For years, our customers have been relying on our cover while travelling abroad for extended amounts of time. What's more, we specialise in providing our customers with great service, competitive pricing, and peace of mind. Whether you are a gap year traveller or the parent of a student, rest assured our travel insurance offers the best protection at the best price.

Perfect Coverage for the Gap Year Traveller

If you could buy your travel insurance from a group of people that loves to travel themselves, would you? We hope so. At Downunder, we are travellers just like you. You benefit from our love of travel because we know what it means to have adequate cover based on individual circumstances. Adequate cover applies to gap year travellers as well as anyone else.

Our gap year travel insurance is ideal for lots of different kinds of travel, but especially for backpacking. Some of the highlights of Downunder policy include:

  • cover for accidents and medical emergencies
  • lost, stolen, or delayed luggage cover
  • lost money and passports cover
  • cover for additional travel and lodging costs
  • cover for cancellation, curtailment, and trip interruption
  • cover for missed outbound departures
  • 60+ sports and activities included as standard; more can be added

If a student needs to look for temporary employment during his or her gap year (yes, sometimes it happens), our insurance policy even covers them while they are working. There are exclusions for certain types of work - for example working with heavy machinery or wild animals. For more information on this, please refer to our Policy Wording. Remember, safety first.

  • Cover for travel anywhere in the world - from Australia to Asia.
  • Cover yourself for up to 18 months at a time - with the opportunity to extend your cover whilst abroad.
  • Specialised cover, tailored to the needs of the average gap year traveller.

DUInsure offers all the cover you need without charging you huge premiums for your insurance.

Cover yourself for less with DUInsure.

Great cover at a great cost

Below is our competitive pricing for gap year travel insurance based on cover for 12 months / 1 year (prices reflect pricing as of 01/07/2017).

Policy Type Australia and New Zealand  Worldwide Incl USA and Canada
Essentials Policy £117.31 £200.23
Backpacker Policy* £156.41 £241.36
Adventurer Policy £192.21 £287.93
Comprehensive Policy £210.49  

Gap year travellers usually choose a 12-month backpacker policy because of its additional coverage options.  For example, compared to our Essentials Policy, our Backpacker Policy offers slightly higher levels of cover for standard items like medical emergency assistance. Our backpacker policy also includes extra covers for baggage and personal effects; something you will not get with an Essentials policy.

A gap year trip is an opportunity for you to experience travel abroad and the freedom that comes with it. Do not risk becoming a prisoner to financial disaster should unforeseen circumstances overtake your travels. Get the proper protection you need for successful trip with a Downunder travel insurance policy. It is extremely affordable, offers lots of coverage, and takes much of the financial worry out of gap year travel.

1 week from
1 month from
North America
3 months from
1 year from
Downunder Insurance UK
Opening Hours – 9am to 5:30pm Monday – Friday
Phone – 0800 393 908
Outside UK – +44 (0) 207 402 9211

©2019 Downunder Insurance.

The Travel Insurance available herein is arranged by Downunder Insurance Services Limited with URV, Branch Office of Union Reiseversicherung AG for the United Kingdom and the Republic of Ireland Registered in England & Wales, Company No: FC024381, Branch Number BR006943, a public body corporate with limited liability. Registered Office: Maximilian Strasse 53, D-805330 Munich, Germany. Registered Number: HRB 137918

Union Reiseversicherung AG are authorised in Germany by BaFin and subject to limited regulation in the United Kingdom by the Financial Conduct Authority and in the Republic of Ireland by the Insurance Regulator. Administered in the United Kingdom and Ireland by Travel Insurance Facilities plc. Registered Office: 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Registered in England, Registered Number: 3220410. Travel Insurance Facilities plc are authorised and regulated by the Financial Conduct Authority. Travel Administration Facilities, Travel Claims Facilities and Emergency Assistance Facilities are trading names of Travel Insurance Facilities plc.

Downunder Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 306618.