Adventurer Policy

Our policy for the adventurous traveller.

Travel insurance is available today with our Adventurer Travel Insurance Policy for people aged 45 or under. Whether you are planning a worldwide backpacking holiday bungee jumping your way around the world, or are just planning a short trip overseas, this policy is ideal for those of you who want a more comprehensive level of adventurer travel cover. The policy is designed to cover adventurous travellers, Safari and overland travellers, trekkers and other independant travellers.

This great priced travel insurance product referred to herein is underwritten by URV, Branch Office of the Union Reiseversicherung AG for the United Kingdom and the Republic of Ireland (registered in England and Wales, Company Number FC024381, Branch Number BR006943A) and provides peace of mind for the adventurous traveller. This product, like all our travel insurance products, provides automatic free cover for many Adventurer holiday sports / hazardous activities, such as bungee jumping, scuba diving (max depth 30m), jet skiing and white water rafting (grades 1-4) and lots more. So it is ideal for those of you going on a working holiday, on the Big OE or anyone who wants backpacker insurance at a higher level of cover.

You could explore the entire world (excluding USA, Canada, Bermuda & the Caribbean) for a full 12 months, with strong cover for as little as £287.93.

Please click on this link to view the Insurance Product Information Document relating to this policy type.




per insured

per insured

Cancellation, Curtailment & Trip Interruption






Personal Accident
If the Insured Person is aged under 18 Loss of one or more Limbs, or total and irrecoverable
Loss of Sight in one or both eyes
Permanent Total Disablement





Medical Emergency & Repatriation

Hospital Daily Benefit  


£10 per day up to £200



Personal Luggage
Single Article, or Pair or Set of Articles
Valuables Limit
Money & Passport
Cash (Limited to £50 if Insured Person is under 18)
Luggage Delay

In excess of 12 hours: £50


Travel Delay

Additional Accommodation & Travelling Costs


£2,000 per trip




 £50 per day up to £500


Travel Disruption                                                up to £1,000 NIL
Missed Departure on the Outward Journey



Personal Liability 

£2,000,000 per policy


Legal Protection  

£10,000 per policy


Scheduled Airline Failure  




  • This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording and Certificate with you as a reference when you travel.
Travel Insurance Quote


*Remember, your policy can be extended (up to a maximum total of 18 months continuously abroad) whilst abroad, by completing the Overseas Extension Application form.

© Downunder Worldwide Travel Insurance Limited.

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Opening Hours – 9am to 5:30pm Monday – Friday
Phone – 0800 393 908
Outside UK – +44 (0) 207 402 9211

©2019 Downunder Insurance.

The Travel Insurance available herein is arranged by Downunder Insurance Services Limited with URV, Branch Office of Union Reiseversicherung AG for the United Kingdom and the Republic of Ireland Registered in England & Wales, Company No: FC024381, Branch Number BR006943, a public body corporate with limited liability. Registered Office: Maximilian Strasse 53, D-805330 Munich, Germany. Registered Number: HRB 137918

Union Reiseversicherung AG are authorised in Germany by BaFin and subject to limited regulation in the United Kingdom by the Financial Conduct Authority and in the Republic of Ireland by the Insurance Regulator. Administered in the United Kingdom and Ireland by Travel Insurance Facilities plc. Registered Office: 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Registered in England, Registered Number: 3220410. Travel Insurance Facilities plc are authorised and regulated by the Financial Conduct Authority. Travel Administration Facilities, Travel Claims Facilities and Emergency Assistance Facilities are trading names of Travel Insurance Facilities plc.

Downunder Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 306618.