Backpacker Insurance

The Backpacker policy is our most popular travel insurance policy for your Big OE

Travel Insurance is available right now with our Backpacker Travel Insurance Policy. This Backpacker Travel Insurance policy is ideal for the backpacker or traveller who wants reasonable levels of cover, including cover for their baggage should it get lost or stolen. This policy is provided at extremely competitive rates for travellers under the age of 45 travelling abroad and is most popular with young travellers going overseas on a working holiday.

The fantastically priced travel insurance product referred to herein is underwritten by UK General Insurance Ltd on behalf of Ageas Insurance Limited and provides peace of mind for the budget traveller, as with all our policies, you are automatically covered for hazardous activities, such as bungee jumping, paragliding and white water rafting (grades 1-4), not often available with this type of backpacker insurance for no additional premium.

You could travel to Australia or New Zealand for a full 12 months with up to 25% of your trip spent worldwide, with good cover for as little as £156.41 (online price only).

 

SUMMARY OF COVER

 Description

Cover
per insured

 Excess
per insured

Cancellation, Curtailment & Trip Interruption

Catastrophe 

£1,000

£250

£150

£150

Personal Accident
Death
If the Insured Person is aged under 18 Loss of one or more Limbs, or total and irrecoverable
Loss of Sight in one or both eyes
Permanent Total Disablement

 
£5,000
£2,500
£15,000
£15,000

 

NIL

Medical Emergency & Repatriation

Hospital Daily Benefit  

£3,000,000

£10 per day up to £200 

 £150

NIL 

Personal Luggage
Single Article, or Pair or Set of Articles
Valuables Limit
Money & Passport
Cash (Limited to £50 if Insured Person is under 18)
Passport
Luggage Delay

Up to £1,000
£150
£150
£200

£150
£50
In excess of 12 hours: £25

£150
£150
£150
£150
£150
NIL
NIL

Travel Delay

Additional Accommodation & Travelling Costs

n/a

£2,000 per trip

n/a

NIL

Hijack 

£50 per day up to £500

NIL

Travel Disruption  up to £1,000 NIL 
Missed Departure on the Outward Journey

£200

£150

Personal Liability 

£2,000,000 per policy

£150

Legal Protection  

£5,000 per policy

 £150 

 

  • This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording and Certificate with you as a reference when you travel.

 

Travel Insurance Quote

INSTANT QUOTE

*Remember, your policy can be extended (up to a maximum total of 18 months continuously abroad) whilst abroad, by completing the Overseas Extension Application form.

© Downunder Worldwide Travel Insurance Limited.

 
Europe
1 week from
£9.22
Asia
1 month from
£22.15
North America
3 months from
£53.19
Australia
1 year from
£117.31
 
 
Downunder Insurance UK
Opening Hours – 9am to 5:30pm Monday – Friday
Phone – 0800 393 908
Outside UK – +44 (0) 207 402 9211

©2017 Downunder Insurance.

This insurance is arranged by Downunder Insurance Services Limited with UK General Insurance Ltd on behalf of Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ UK General Insurance Ltd is authorised and regulated by the Financial Conduct Authority.
Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of their regulation by the Financial Conduct Authority and Prudential Regulation Authority are available on request.
Downunder Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 306618.