Backpacker Insurance

The Backpacker policy is our most popular travel insurance policy for your Big OE

Travel Insurance is available right now with our Backpacker Travel Insurance Policy. This Backpacker Travel Insurance policy is ideal for the backpacker or traveller who wants reasonable levels of cover, including cover for their baggage should it get lost or stolen. This policy is provided at extremely competitive rates for travellers under the age of 45 travelling abroad and is most popular with young travellers going overseas on a working holiday.

The fantastically priced travel insurance product referred to herein is underwritten by URV, Branch Office of the Union Reiseversicherung AG for the United Kingdom and the Republic of Ireland (registered in England and Wales, Company Number FC024381, Branch Number BR006943A) and provides peace of mind for the budget traveller, as with all our policies, you are automatically covered for hazardous activities, such as bungee jumping, paragliding and white water rafting (grades 1-4), not often available with this type of backpacker insurance for no additional premium.

You could travel to Australia or New Zealand for a full 12 months with up to 25% of your trip spent worldwide, with good cover for as little as £156.41 (online price only).

Please click on this link to view the Insurance Product Information Document relating to this policy type.




per insured

per insured

Cancellation, Curtailment & Trip Interruption






Personal Accident
If the Insured Person is aged under 18 Loss of one or more Limbs, or total and irrecoverable
Loss of Sight in one or both eyes
Permanent Total Disablement




Medical Emergency & Repatriation

Hospital Daily Benefit  


£10 per day up to £200 



Personal Luggage
Single Article, or Pair or Set of Articles
Valuables Limit
Money & Passport
Cash (Limited to £50 if Insured Person is under 18)
Luggage Delay

Up to £1,000

In excess of 12 hours: £25


Travel Delay

Additional Accommodation & Travelling Costs


£2,000 per trip




£50 per day up to £500


Travel Disruption  up to £1,000 NIL 
Missed Departure on the Outward Journey



Personal Liability 

£2,000,000 per policy


Legal Protection  

£5,000 per policy



  • This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording and Certificate with you as a reference when you travel.


Travel Insurance Quote


*Remember, your policy can be extended (up to a maximum total of 18 months continuously abroad) whilst abroad, by completing the Overseas Extension Application form.

© Downunder Worldwide Travel Insurance Limited.

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Downunder Insurance UK
Opening Hours – 9am to 5:30pm Monday – Friday
Phone – 0800 393 908
Outside UK – +44 (0) 207 402 9211

©2019 Downunder Insurance.

The Travel Insurance available herein is arranged by Downunder Insurance Services Limited with URV, Branch Office of Union Reiseversicherung AG for the United Kingdom and the Republic of Ireland Registered in England & Wales, Company No: FC024381, Branch Number BR006943, a public body corporate with limited liability. Registered Office: Maximilian Strasse 53, D-805330 Munich, Germany. Registered Number: HRB 137918

Union Reiseversicherung AG are authorised in Germany by BaFin and subject to limited regulation in the United Kingdom by the Financial Conduct Authority and in the Republic of Ireland by the Insurance Regulator. Administered in the United Kingdom and Ireland by Travel Insurance Facilities plc. Registered Office: 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Registered in England, Registered Number: 3220410. Travel Insurance Facilities plc are authorised and regulated by the Financial Conduct Authority. Travel Administration Facilities, Travel Claims Facilities and Emergency Assistance Facilities are trading names of Travel Insurance Facilities plc.

Downunder Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 306618.