Comprehensive Policy

Our policy specifically designed for the more mature traveller, or the traveller requiring our highest levels of cover.

Travel Insurance is available right now with our Comprehensive Travel Insurance Policy for people aged 55 or under. This travel insurance policy is ideal for those travellers, holiday makers, or even backpackers who want peace of mind associated with a higher level of cover.

The Comprehensive Travel Insurance Policy offers you extensive cover: medical and repatriation (Up tp £10,000,000), hospital benefit, personal accident (max benefit £30,000), hijack, travel abandonment, catastrophe, personal effects and baggage (Up to £1,500), cancellation and curtailment, personal liability (Up to £2,000,000), personal money, missed departure, travel delay and legal expenses.

This Comprehensive Travel Insurance Policy is underpinned by a 24 hour, 365 days a year emergency service and is underwritten by UK General Insurance Ltd on behalf of Ageas Insurance Limited. It provides cover, like all of our policies, for many different types of sporting or hazardous activities at no additional premium.



per insured

per insured

Cancellation, Curtailment & Trip Interruption






Personal Accident
If the Insured Person is aged under 18 Loss of one or more Limbs, or total and irrecoverable
Loss of Sight in one or both eyes
Permanent Total Disablement




Medical Emergency & Repatriation

Hospital Daily Benefit  


£15 per day up to £900



Personal Luggage
Single Article, or Pair or Set of Articles
Valuables Limit
Money & Passport
Cash (Limited to £50 if Insured Person is under 18)
Luggage Delay


In excess of 12 hours: £100


Travel Delay

Additional Accommodation & Travelling Costs

£20 per 1st full 12 hr delay. £20 per subsequent full 12hrs. Max £300

£2,000 per trip


Holiday Abandonment  £3,000 £100

£100 per day up to £1000


Travel Disruption up to £1000 NIL
Missed Departure on the Outward Journey



Personal Liability 

£2,000,000 per policy


Legal Protection  

£25,000 per policy


Pet Cover Additional Boarding Fees

£10 per day up to £200


Scheduled Airline Failure




  • This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording and Certificate with you as a reference when you travel.


Travel Insurance Quote


*Remember, your policy can be extended (up to a maximum total of 18 months continuously abroad) whilst abroad, by completing the Overseas Extension Application form.

© Downunder Worldwide Travel Insurance Limited.

1 week from
1 month from
North America
3 months from
1 year from
Downunder Insurance UK
Opening Hours – 9am to 5:30pm Monday – Friday
Phone – 0800 393 908
Outside UK – +44 (0) 207 402 9211

©2018 Downunder Insurance.

This insurance is arranged by Downunder Insurance Services Limited with UK General Insurance Ltd on behalf of Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ UK General Insurance Ltd is authorised and regulated by the Financial Conduct Authority.
Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of their regulation by the Financial Conduct Authority and Prudential Regulation Authority are available on request.
Downunder Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 306618.