Comprehensive Policy

Our policy specifically designed for the more mature traveller, or the traveller requiring our highest levels of cover.

Travel Insurance is available right now with our Comprehensive Travel Insurance Policy for people aged 55 or under. This travel insurance policy is ideal for those travellers, holiday makers, or even backpackers who want peace of mind associated with a higher level of cover.

The Comprehensive Travel Insurance Policy offers you extensive cover: medical and repatriation (Up tp £10,000,000), hospital benefit, personal accident (max benefit £30,000), hijack, travel abandonment, catastrophe, personal effects and baggage (Up to £1,500), cancellation and curtailment, personal liability (Up to £2,000,000), personal money, missed departure, travel delay and legal expenses.

This Comprehensive Travel Insurance Policy is underpinned by a 24 hour, 365 days a year emergency service and is underwritten by by URV, Branch Office of the Union Reiseversicherung AG for the United Kingdom and the Republic of Ireland (registered in England and Wales, Company Number FC024381, Branch Number BR006943A). It provides cover, like all of our policies, for many different types of sporting or hazardous activities at no additional premium.

Please click on this link to view the Insurance Product Information Document relating to this policy type.



per insured

per insured

Cancellation, Curtailment & Trip Interruption






Personal Accident
If the Insured Person is aged under 18 Loss of one or more Limbs, or total and irrecoverable
Loss of Sight in one or both eyes
Permanent Total Disablement




Medical Emergency & Repatriation

Hospital Daily Benefit  


£15 per day up to £900



Personal Luggage
Single Article, or Pair or Set of Articles
Valuables Limit
Money & Passport
Cash (Limited to £50 if Insured Person is under 18)
Luggage Delay


In excess of 12 hours: £100


Travel Delay

Additional Accommodation & Travelling Costs

£20 per 1st full 12 hr delay. £20 per subsequent full 12hrs. Max £300

£2,000 per trip


Holiday Abandonment  £3,000 £100

£100 per day up to £1000


Travel Disruption up to £1000 NIL
Missed Departure on the Outward Journey



Personal Liability 

£2,000,000 per policy


Legal Protection  

£25,000 per policy


Pet Cover Additional Boarding Fees

£10 per day up to £200


Scheduled Airline Failure




  • This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording and Certificate with you as a reference when you travel.


Travel Insurance Quote


*Remember, your policy can be extended (up to a maximum total of 18 months continuously abroad) whilst abroad, by completing the Overseas Extension Application form.

© Downunder Worldwide Travel Insurance Limited.

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Phone – 0800 393 908
Outside UK – +44 (0) 207 402 9211

©2019 Downunder Insurance.

The Travel Insurance available herein is arranged by Downunder Insurance Services Limited with URV, Branch Office of Union Reiseversicherung AG for the United Kingdom and the Republic of Ireland Registered in England & Wales, Company No: FC024381, Branch Number BR006943, a public body corporate with limited liability. Registered Office: Maximilian Strasse 53, D-805330 Munich, Germany. Registered Number: HRB 137918

Union Reiseversicherung AG are authorised in Germany by BaFin and subject to limited regulation in the United Kingdom by the Financial Conduct Authority and in the Republic of Ireland by the Insurance Regulator. Administered in the United Kingdom and Ireland by Travel Insurance Facilities plc. Registered Office: 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Registered in England, Registered Number: 3220410. Travel Insurance Facilities plc are authorised and regulated by the Financial Conduct Authority. Travel Administration Facilities, Travel Claims Facilities and Emergency Assistance Facilities are trading names of Travel Insurance Facilities plc.

Downunder Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 306618.