Emigration Policy

For over fifteen years Downunder Insurance Services Limited has been servicing the long-haul / backpacker market, as well as those returning home or Emigrating.
Our niche has also always had a slant towards Australia & New Zealand especially. We have now launched a new specialist Emigration policy. This product, which
is underwritten by UK General Insurance Ltd on behalf of Ageas Insurance Limited, offers clients cover on their travels to their final country of destination / Emigration
(for a period of 5 days to 6 months), but what is new and exciting is that we can offer cover INSIDE their new country of Emigration for a period of One, Two or
Three Months.

Many policies available in the marketplace today cease cover on arrival in their final country of destination (or very shortly thereafter) – which might leave your clients
uninsured (especially for Medical Costs) . This gives the client peace of mind that for the initial period in a new country they would be covered for.

Part 1 summary of cover whilst travelling to the new country of Emigration:

SUMMARY OF COVER

 Description

Cover
per insured

 Excess
per insured

Cancellation, Curtailment & Trip Interruption

Catastrophe 

£3,000

£500

£100

 £100

Personal Accident
Death
If the Insured Person is aged under 18 Loss of one or more Limbs or total & irrecoverable
Loss of Sight in one or both eyes
Permanent Total Disablement

£10,000
£2,500
£30,000
£30,000

 

NIL

Medical Emergency & Repatriation

Emergency Dental Treatment

Hospital Daily Benefit  

£10,000,000

£250

£10 per complete day of inpatient treatment: up to £600

£100

£100

 NIL

Personal Luggage
Single Article, or Pair or Set of Articles
Valuables Limit (Limited to £100 if Insured Person is under 18)
Money & Passport
Cash (Limited to £50 if Insured Person is under 18)
Passport
Luggage Delay

£1,500
£200
£200
£500

£300
£250
In excess of 12 hours: £100

£100
£100
£100
£100
£100
NIL
NIL

Travel Delay


Additional Accommodation & Travelling Costs

£20 per 1st full 12 hr delay. £10 per ea subsequent full 12
hrs. Max
£250

£2,000 per trip

NIL


NIL
Holiday Abandonment  £3,000 £100
Hijack 

£50 per day up to £500

NIL

Missed Departure on the Outward Journey

£1,000

£100

Personal Liability 

£2,000,000 per policy

£100

Legal Protection  

£25,000 per policy

 £100 

Scheduled Airline Failure 

£5,000

 NIL

 

  • This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording and Certificate with you as a reference when you travel.

Part 2 summary of cover whilst in new country of emigration:

SUMMARY OF COVER

 Description

Cover
per insured

 Excess
per insured

Personal Accident
Death
If the Insured Person is aged under 18 Loss of one or more Limbs, or total and irrecoverable
Loss of Sight in one or both eyes
Permanent Total Disablement

£10,000
£2,5000
£30,000
£30,000

 

NIL

Medical Emergency

Emergency Dental Treatment

Hospital Daily Benefit  

£1,000,000

£250

£10 per complete day of inpatient treatment: up to £600

£100

£100

 NIL

Personal Luggage
Single Article, or Pair or Set of Articles
Valuables Limit (Limited to £100 if Insured Person is under 18)

£1,500
£200
£200

£100
£100
£100
Personal Liability 

£2,000,000 per policy

£100

Legal Protection  

£25,000 per policy

 £100 

 

  • This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording and Certificate with you as a reference when you travel.


Part 1 price list whilst travelling to the new country of Emigration:

Price List (£)

Period

Europe*

Australia and New Zealand* Worldwide (Excl)* Worldwide*

5 Days

14.19
17.45
16.38

17.45

10 Days

16.31 20.74 21.83 24.01

17 Days

18.55 36.00 36.01 40.37

24 Days

21.83 41.48 41.46 48.01

35 Days

24.01 43.64 44.75 49.10

45 Days

34.91 52.38 55.66 64.39

2 Months

42.75 62.21 69.84 81.85

3 Months

58.94 76.39 97.13 116.77

4 Months

76.40 104.77 124.40 150.59

5 Months

92.77 122.23 152.78 185.52

6 Months

109.11 140.78 180.05 220.44

 

Part 2 price list whilst in new country of emigration:

Price List (£)

Period

Europe*

Australia and New Zealand* Worldwide (Excl)* Worldwide*

1 Month Extension

24.00
43.64
44.73

49.10

2 Month Extension

42.57 62.21 69.85 81.84

3 Month Extension

56.93 76.38 97.13 116.76
 
* Please refer to Emigration Policy Wording Page 5 for full geographical limits
All Prices are in Sterling and Inclusive of IPT. Prices quoted are available online only.

© Downunder Worldwide Travel Insurance Limited.

 
Europe
1 week from
£9.22
Asia
1 month from
£22.15
North America
3 months from
£53.19
Australia
1 year from
£117.31
 
 
Downunder Insurance UK
Opening Hours – 9am to 5:30pm Monday – Friday
Phone – 0800 393 908
Outside UK – +44 (0) 207 402 9211

©2017 Downunder Insurance.

This insurance is arranged by Downunder Insurance Services Limited with UK General Insurance Ltd on behalf of Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ UK General Insurance Ltd is authorised and regulated by the Financial Conduct Authority.
Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Details about the extent of their regulation by the Financial Conduct Authority and Prudential Regulation Authority are available on request.
Downunder Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 306618.