ESSENTIALS POLICY

Travel Insurance is a click away with our Essentials Travel Insurance Policy for people aged 45 or under. This Essentials Travel Insurance policy is all about no fuss, and is especially designed for the budget or backpacker traveller headed overseas on their working holiday or Big OE. It provides the basic covers, medical expenses and repatriation, emergency assistance services, personal accident cover, personal liability and legal expenses. These are the basic requirements for peace of mind while travelling or backpacking.

With this competitively priced product underwritten by URV, Branch Office of the Union Reiseversicherung AG for the United Kingdom and the Republic of Ireland (registered in England and Wales, Company Number FC024381, Branch Number BR006943A), you could travel the entire world for a full 12 months, with adequate cover for as little as £200.23.

Please click on this link to view the Insurance Product Information Document relating to this policy type.

SUMMARY OF COVER
 Description

Cover
per insured

 Excess
per insured

Medical Emergency & Repatriation

Hospital Daily Benefit  

£2,000,000

n/a

£150

 n/a

Personal Accident
Death
If the Insured Person is aged under 18 Loss of one or more Limbs, or total and irrecoverable
Loss of Sight in one or both eyes
Permanent Total Disablement

£5,000
£2,500
£15,000
£15,000

 

NIL

Travel Delay


Additional Accommodation & Travelling Costs

n/a


£2
,000 per trip

n/a


NIL

Personal Liability 

£2,000,000 per policy

£150

Legal Protection  

£5,000 per policy

£150

Cancellation, Curtailment & Trip Interruption

Catastrophe 

n/a

n/a

n/a

n/a

Personal Luggage
Single Article, or Pair or Set of Articles
Valuables Limit
Money & Passport
Cash (Limited to £50 if Insured Person is under 18)
Passport
Luggage Delay

n/a
n/a
n/a
n/a
n/a
n/a
n/a

n/a
n/a
n/a
n/a
n/a
n/a
n/a

Hijack 

 n/a

n/a

Missed Departure on the Outward Journey

n/a

n/a

 

  • This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording and Certificate with you as a reference when you travel.

 

Travel Insurance Quote

INSTANT QUOTE

*Remember, your policy can be extended (up to a maximum total of 18 months continuously abroad) whilst abroad, by completing the Overseas Extension Application form.

© Downunder Worldwide Travel Insurance Limited.

 
Europe
1 week from
£9.22
Asia
1 month from
£25.47
North America
3 months from
£53.19
Australia
1 year from
£117.31
 
 
Downunder Insurance UK
Opening Hours – 9am to 5:30pm Monday – Friday
Phone – 0800 393 908
Outside UK – +44 (0) 207 402 9211

©2018 Downunder Insurance.

The Travel Insurance available herein is arranged by Downunder Insurance Services Limited with URV, Branch Office of Union Reiseversicherung AG for the United Kingdom and the Republic of Ireland Registered in England & Wales, Company No: FC024381, Branch Number BR006943, a public body corporate with limited liability. Registered Office: Maximilian Strasse 53, D-805330 Munich, Germany. Registered Number: HRB 137918

Union Reiseversicherung AG are authorised in Germany by BaFin and subject to limited regulation in the United Kingdom by the Financial Conduct Authority and in the Republic of Ireland by the Insurance Regulator. Administered in the United Kingdom and Ireland by Travel Insurance Facilities plc. Registered Office: 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Registered in England, Registered Number: 3220410. Travel Insurance Facilities plc are authorised and regulated by the Financial Conduct Authority. Travel Administration Facilities, Travel Claims Facilities and Emergency Assistance Facilities are trading names of Travel Insurance Facilities plc.

Downunder Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 306618.