Our policy ideally designed for skiers and snowboarders aged 55 or under.

Our Wintersports Travel Insurance Policy provides you with high levels of cover; medical repatriation (Up to £10,000,000), hospital benefit, personal accident (max benefit £30,000), hijack, holiday abandonment, catastrophe, personal effects and baggage (Up to £1,500), cancellation and curtailment, personal liability (Up to £2,000,000), personal money, missed departure, travel delay and legal expenses. In addition to this you have the great ski cover, including emergency assistance services, medical and repatriation, ski equipment (owned or hired), ski hire, ski pack, piste closure and avalanche.

This policy will cover You when You are engaging in the following sports and activities on a non-competitive and non-professional basis during Your Trip when You have paid the additional Winter Sports premium:

Big-foot skiing

Recreational Racing

Cat skiing

Skiing (off-piste but on recognised and authorised areas only)

Glacier Walking/Trekking up to 4,000 metres

Skiing (on-piste / glacier)

Guided cross- country skiing

Snowboarding (off-piste but on recognised and authorised areas only)

Ice-skating (outdoor)

Snowboarding (on-piste)



The following sports and activities will also be covered, but no cover will apply in respect of any Personal Accident or Personal Liability claims:

Dog Sledding

Ice sailing/ice windsurfing

Reindeer Rides Skidoo


Snow Mobiling

You will not be covered for any claims arising directly or indirectly when engaging in or practising for the following sports and activities:


Ski Acrobatics

Free-style skiing

Ski Bob Racing


Ski Flying

Ice Hockey

Ski Jumping


Ski Racing


Ski Stunting


Skiing off-piste outside recognised and authorised areas


Snowboarding off-piste outside recognised and authorised areas

You are not covered when engaging in organised competitions or when skiing against local authoritative warning or advice.

If You are undertaking a pursuit or activity which is not listed in this policy or are in any doubt as to whether cover will apply, please call Our Travel Helpline on 020 7402 9211.

This Insurance Policy is underpinned by a 24 hour, 365 days a year emergency service and is underwritten by URV, Branch Office of the Union Reiseversicherung AG for the United Kingdom and the Republic of Ireland (registered in England and Wales, Company Number FC024381, Branch Number BR006943A).

With this competitively priced product, you could ski or snowboard your way around the world for just over a month and only pay £64.61.

Please click on this link to view the Insurance Product Information Document relating to this policy type.



per insured

per insured

Cancellation, Curtailment & Trip Interruption






Personal Accident
If the Insured Person is aged under 18 Loss of one or more Limbs, or total and irrecoverable
Loss of Sight in one or both eyes
Permanent Total Disablement




Medical Emergency & Repatriation

Hospital Daily Benefit  


£15 per day up to £900



Personal Luggage
Single Article, or Pair or Set of Articles
Valuables Limit
Money & Passport
Cash (Limited to £50 if Insured Person is under 18)
Luggage Delay


In excess of 12 hours: £100


Travel Delay

Additional Accommodation & Travelling Costs

£20 per 1st full 12 hr delay then £20 per ea subsequent full 12hrs. Max £300

£2,000 per trip


Holiday Abandonment £3,000 £100

£100 per day up to £1000


Travel Disruption up to £1000 NIL
Missed Departure on the Outward Journey



Personal Liability 

£2,000,000 per policy


Legal Protection  

£25,000 per policy


Pet Cover Additional Boarding Fees

£10 per day up to £200


Scheduled Airline Failure



Cancellation of unused Ski Pack/Ski School Fees
Skis, ski Equipment (owned)
Ski Hire
Ski Pack
Ski equipment delay
Piste Closure
Avalanche or landslide

£25 per day up to a max of 
£75 per day up to a max of £300
£25 per day up to a max of £250
£25 per day up to a max of £250
£25 per day up to a max of £250


  • This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording thoroughly as it defines the full terms and conditions in detail. Also, make sure you take your Policy Wording and Certificate with you as a reference when you travel.

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© Downunder Worldwide Travel Insurance Limited

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North America
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Downunder Insurance UK
Opening Hours – 9am to 5:30pm Monday – Friday
Phone – 0800 393 908
Outside UK – +44 (0) 207 402 9211

©2019 Downunder Insurance.

The Travel Insurance available herein is arranged by Downunder Insurance Services Limited with URV, Branch Office of Union Reiseversicherung AG for the United Kingdom and the Republic of Ireland Registered in England & Wales, Company No: FC024381, Branch Number BR006943, a public body corporate with limited liability. Registered Office: Maximilian Strasse 53, D-805330 Munich, Germany. Registered Number: HRB 137918

Union Reiseversicherung AG are authorised in Germany by BaFin and subject to limited regulation in the United Kingdom by the Financial Conduct Authority and in the Republic of Ireland by the Insurance Regulator. Administered in the United Kingdom and Ireland by Travel Insurance Facilities plc. Registered Office: 1 Tower View, Kings Hill, West Malling, Kent, ME19 4UY. Registered in England, Registered Number: 3220410. Travel Insurance Facilities plc are authorised and regulated by the Financial Conduct Authority. Travel Administration Facilities, Travel Claims Facilities and Emergency Assistance Facilities are trading names of Travel Insurance Facilities plc.

Downunder Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA Register number is 306618.