WINTERSPORTS POLICY
Our policy ideally designed for skiers and snowboarders aged 55 or under.
Our Wintersports Travel Insurance Policy provides you with high levels of cover; medical repatriation (Up to £10,000,000), hospital benefit, personal accident (max benefit £30,000), hijack, holiday abandonment, catastrophe, personal effects and baggage (Up to £1,500), cancellation and curtailment, personal liability (Up to £2,000,000), personal money, missed departure, travel delay and legal expenses. In addition to this you have the great ski cover, including emergency assistance services, medical and repatriation, ski equipment (owned or hired), ski hire, ski pack, piste closure and avalanche.
This policy will cover You when You are engaging in the following sports and activities on a non-competitive and non-professional basis during Your Trip when You have paid the additional Winter Sports premium:
|
Big-foot skiing
|
Recreational Racing
|
|
Cat skiing
|
Skiing (off-piste but on recognised and authorised areas only)
|
|
Glacier Walking/Trekking up to 4,000 metres
|
Skiing (on-piste / glacier)
|
|
Guided cross- country skiing
|
Snowboarding (off-piste but on recognised and authorised areas only)
|
|
Ice-skating (outdoor)
|
Snowboarding (on-piste)
|
|
Mono-skiing
|
Tobogganing
|
The following sports and activities will also be covered, but no cover will apply in respect of any Personal Accident or Personal Liability claims:
|
Dog Sledding
|
Ice sailing/ice windsurfing
|
| Reindeer Rides |
Skidoo |
|
Sledding
|
Snow Mobiling
|
You will not be covered for any claims arising directly or indirectly when engaging in or practising for the following sports and activities:
|
Bobsleigh
|
Ski Acrobatics
|
|
Free-style skiing
|
Ski Bob Racing
|
|
Heli-skiing
|
Ski Flying
|
|
Ice Hockey
|
Ski Jumping
|
|
Luge
|
Ski Racing
|
|
Parapenting
|
Ski Stunting
|
|
Paraskiing
|
Skiing off-piste outside recognised and authorised areas
|
|
Skeleton
|
Snowboarding off-piste outside recognised and authorised areas
|
You are not covered when engaging in organised competitions or when skiing against local authoritative warning or advice.
If You are undertaking a pursuit or activity which is not listed in this policy or are in any doubt as to whether cover will apply, please call Our Travel Helpline on 020 7402 9211.
This Insurance Policy is underpinned by a 24 hour, 365 days a year emergency service and is underwritten by UK General Insurance Ltd on behalf of Ageas Insurance Limited.
With this competitively priced product, you could ski or snowboard your way around the world for just over a month and only pay £64.61.
|
SUMMARY OF COVER
|
| Description |
Cover
per insured
|
Excess
per insured
|
|
Cancellation, Curtailment & Trip Interruption
Catastrophe
|
£3,000
£500
|
£100
£100
|
|
Personal Accident
Death
If the Insured Person is aged under 18 Loss of one or more Limbs, or total and irrecoverable
Loss of Sight in one or both eyes
Permanent Total Disablement
|
£10,000
£2,500
£30,000
£30,000
|
NIL
|
|
Medical Emergency & Repatriation
Hospital Daily Benefit
|
£10,000,000
£15 per day up to £900
|
£100
NIL |
|
Personal Luggage
Single Article, or Pair or Set of Articles
Valuables Limit
Money & Passport
Cash (Limited to £50 if Insured Person is under 18)
Passport
Luggage Delay
|
£1,500
£200
£200
£500
£300
£250
In excess of 12 hours: £100
|
£100
£100
£100
£100
£100
NIL
NIL |
|
Travel Delay
Additional Accommodation & Travelling Costs
|
£20 per 1st full 12 hr delay then £20 per ea subsequent full 12hrs. Max £300
£2,000 per trip
|
NIL
NIL |
| Holiday Abandonment |
£3,000 |
£100 |
| Hijack |
£100 per day up to £1000
|
NIL
|
| Travel Disruption |
up to £1000 |
NIL |
| Missed Departure on the Outward Journey |
£1,000
|
£100
|
| Personal Liability |
£2,000,000 per policy
|
£100
|
|
Legal Protection
|
£25,000 per policy
|
£100 |
|
Pet Cover Additional Boarding Fees
|
£10 per day up to £200
|
NIL |
|
Scheduled Airline Failure
|
£5,000
|
NIL |
|
Cancellation of unused Ski Pack/Ski School Fees
Skis, ski Equipment (owned)
Ski Hire
Ski Pack
Ski equipment delay
Piste Closure
Avalanche or landslide
|
£1,000
£500
£25 per day up to a max of £250
£75 per day up to a max of £300
£25 per day up to a max of £250
£25 per day up to a max of £250
£25 per day up to a max of £250
|
£100
£100
NIL
NIL
NIL
NIL
NIL
|
INSTANT QUOTE
© Downunder Worldwide Travel Insurance Limited