The information we collect and how we use it
Within the site we may ask you to provide us with relevant personal information in order to provide you with the product or service requested, undertake administration and generally service and maintain your policy, including responding to any query that you may raise with us.
All personal information supplied by you will be treated in confidence by the Downunder Insurance Group of Companies and will not be disclosed to any third parties except where your consent has been received or where permitted by law. In order to provide you with the products and services this information will be held in the data systems of the Downunder Insurance Group of Companies or our agents or subcontractors.
The Downunder Insurance Group of Companies may pass your personal information to other companies for processing on its behalf. Some of these companies may be based outside Europe in countries which may not have laws to protect your personal information, but in all cases the Group will ensure that it is kept securely and only used for the purposes for which you provided it. Details of the companies and countries involved can be provided to you on request.
The Downunder Insurance Group of Companies would also like to keep you informed (by telephone, post or email) of selected products and services available from us and our carefully chosen suppliers. If you would prefer to not receive this information please let us know when you contact us.
As part of the process of providing you with the product and service required, we may undertake certain checks or exchange information through various databases. For example, as part of the process for underwriting general insurance products we may check with a licensed credit-referencing agency and a record of this search will be made. Also, we may exchange information with other insurers or management companies through various databases to help us check information and also to prevent fraud. Should we make any checks or exchange information we will include further details within the website or when we write to you.
For your protection, any telephone calls to our Service Centres may be monitored.
When you visit our site we may attach a 'Cookie' to your browser. Cookies are small text files that allow us to identify your computer, recognise repeat users, observe anonymous user behaviour and compile aggregate data about users in order to improve the service we provide. The data we collect using Cookies does not identify individual users and is only used for tracking and analysing use of the site. In some cases we use a reputable third party ad-serving company for these purposes.
Most web browsers will accept Cookies, but if you would prefer we did not collect data by this method, you can disable this function within your browser settings. However, without Cookies, you may not be able to use the full functionality of our site, including personalisation of the web content to reflect your personal usage.
How we protect your information
We capture your personal information, such as names and addresses, over a secure link using recognised industry standard Secure Sockets Layer (SSL) technology which encrypts the data whilst passing it over the web. This will be indicated on most browsers by a lock in the status bar at the bottom of the screen.
Firewalls are used to block unauthorised traffic to the servers and the actual servers are locked in a secure location which can only be accessed by authorised personnel.
The Internet is a global medium and therefore your information may be transferred outside the European Economic Area en route. By submitting your information, you consent to such a transfer.