Hazardous Activities

Please Note: Any activity not listed below (or any of the below sports on a professional basis), which can be considered to be a hazardous activity, sport, pastime or employment (involving an increased risk of injury) will NOT be covered under the policy UNLESS declared to, and accepted by Downunder at the time of taking out the policy in return for additional premium and/or changes in cover. Any activities for which cover has been agreed (except those which do not require declaration as per the table below) will be outlined on an endorsement which accompanies or appears on your Insurance Validation Document.

Where applicable, your activity should only be performed if conducted under the supervision of a qualified guide or organisation, with all relevant local safety requirements being observed and the relevant safety equipment being utilised.

 

Activity  Declare to Downunder  Additional Premium  Cover under Personal Accident and Personal Liability  Medical Excess  Activity  Declare to Downunder  Additional Premium  Cover under Personal Accident and Personal Liability  Medical Excess 
3 Bungee Jumps  no  no  yes 

standard 

 Netball  no no yes  standard 
Abseiling  no no no standard  Orienteering no  no  yes  standard 
American Football yes  yes 

no 

 £300  Paintballing (wearing eye protection) no no no standard 
Archery no  no  yes  standard  Parachuting yes  yes  no  £300 
Badminton  no  no  yes  standard  Paragliding yes  yes  no  £300 
Baseball  no no yes  standard  Parasailing  no  no  yes  standard 
Basketball no  no  yes  standard  Parascending (over land) yes  yes  no  £300 
BMX Riding  no  no  no  standard  Parascending (over water) no  no  yes  standard 
Boxing Training no  no  no  standard  Passenger (in private/small aircraft or helicopter) no  no  no  standard 
Camel/Elephant Riding or Trekking no  no  no  standard  Rambling no  no  yes  standard 
Canoeing no  no  yes  standard  Rowing no no no standard 
Canopy/Tree Top Walking  no  no  no  standard  Rock Climbing (not mountaineering) yes  yes  no  £500 
Canyoning yes  yes  no  £500 Rock Scrambling yes  yes  no  £500 
Cliff Walking/Jumping  yes  yes  no £500  Roller Blading Inline Skating/Skate Boarding) no  no  yes  standard 
Conservation or charity work (educational and environmental - working with hand tools only) no  no  no  standard  Rugby no no no standard 
Cricket  no  no  yes  standard  Running (Sprint & Long Distance) no  no  yes  standard 
Cycle Touring no  no  no  standard  Safari no  no  yes  standard 
Cycling no  no  yes  standard  Sandboarding no  no  yes standard 
Dragon Boating no  no  no  standard  Sand Yachting yes 

yes 

 no  £300 
Flying (piloting a private/small aircraft or helicopter) yes  yes  no  standard  Scuba Diving (qualified or diving with a qualified instructor, max depth 30 metres) up to 14 days no  no  yes  standard 
Football no  no  no  standard  Scuba Diving (qualified or diving with a qualified instructor, max depth 30 metres) over 14 da ys  yes  yes  yes  £300 
Gliding yes  yes  no  £300  Scuba Diving (qualified or diving with a qualified instructor, max depth 50 metres) up to 14 days no  no  yes  standard 
Go Karting no  no  no  standard  Scuba Diving (qualified or diving with a qualified instructor, max depth 50 metres) over 14 days  yes  yes  yes  £300 
Golf no  no  yes  standard  Sea Canoeing no  no  no  standard 
Gorge Walking yes  yes  no  £500  Sea Kayaking no  no  no  standard 
Hang-Gliding yes  yes  no  £500  Shark Diving (inside a cage) yes  yes  no £300 
High Diving yes  yes  no  £500  Sky Diving yes  yes  no  £300 
Hiking (over 2,000 metres but under 6,000 metres altitude) no  no  no  standard  Snorkelling  no no yes  standard 
Hockey no no no standard  Squash