Advantages of Downunder Insurance

24 Hour Emergency Service at your Call

When you are away from home, it's comforting to know that help is just a phone call away when you most need it, 24 hours a day, 365 days a year. Don't try to find your own solution. We will help you! Our 24 Hour Assistance Service will solve your problem for you in the most suitable and practical way - such as by liaising with doctors and hospitals, guaranteeing medical charges and arranging emergency repatriation with medical escort to giving guidance and help to other members of your party.

Your Satisfaction Guaranteed

At Downunder Insurance, we pride ourselves on providing you with a quality insurance product with the right cover at the right price, complete with a money back guarantee covered by our cooling off period (so long as the policy does not terminate within one month of policy purchase). All you have to do is cancel your policy online or return your policy to us within 14 days and we will happily refund your premium, providing you have not made a claim and travel has not taken place.  

Working Holiday Cover

To our knowledge, Downunder Insurance provides some of the most affordable UK travel policies which are able to cover backpackers and gap year travellers heading overseas to Africa, Asia, America and Australia/New Zealand (or closer to home in Europe). You want to be covered when you are working and whilst you are travelling, so get in touch or get a quote today for some of the cheapest prices on the market. Make sure you are covered for any eventuality while living and working abroad.

Extra Cover at no Extra Charge

Your traveller/backpacker policy is specifically designed for young people who are big on adventure. We automatically cover more than 60 hazardous activities at no extra cost, including:

Activity 3
Bungee Jumps, Abseiling, Archery, Badminton, Baseball, Basketball, BMX Riding, Boxing Training, Camel/Elephant Riding or Trekking, Canoeing, Canopy/Tree Top Walking, Conservation or charity work (educational and environmental–working with hand tools only), Cricket, Cycle Touring, Cycling, Dragon Boating, Football, Go Karting, Golf, Hiking (over 2,000 metres but under 6,000 metres altitude), Hockey, Horse Riding (no Polo, Hunting, Jumping), Hot-Air Ballooning, Jet Boating, Jet Skiing, Jogging, Kayaking, Manual Labour (at ground level, no machinery), Marathons, Motorcycling (under 125cc-no racing), Mountain Biking, Netball, Orienteering, Paintballing (wearing eye protection), Parascending (overwater), Passenger (in private/small aircraft or helicopter), Rambling, RollerBlading (InlineSkating/SkateBoarding), Rowing, Rugby, Running (Sprint & LongDistance), Safari, Sandboarding, ScubaDiving (qualified or diving with a qualified instructor, max depth 30 metres) up to 14days, Sea Canoeing, Sea Kayaking, Snorkelling, Squash, Surfing (up to 14days), Surfing (over 14 days), Swimming, Tennis, Trekking (over 2,000 metres but under 6,000 metres altitude), Trekking (under 2,000 metres altitude), Triathlons, Volleyball, WaterPolo, Water Skiing, White/Black Water Rafting or Kayaking (Grades1-4), Windsurfing and Yachting (racing or crewing) inside territorial waters, Zip lining, Zorbing.

Your Policy Choices 

Downunder Insurance offer you 5 different policy types, from Essentials cover right up to Comprehensive cover. Read your policy wording carefully as there are Terms and Conditions and exclusions that may not suit your particular needs. If you are in doubt as to the best policy for your needs, call our office in London on Freephone 0800 393 908. All our operators are experienced travellers ready and willing to give you the best service possible.

Your Insurance is a Living Thing 

Like life itself, your insurance has to be flexible to meet your changing travel plans. You might have a worldwide 12 month policy Worldwide (excluding USA, Canada, Bermuda and the Caribbean) but decide whilst backpacking to take a detour via the USA for half your trip, or perhaps you might like to go paragliding or do Grade 5 white water rafting. All you need to do is go to 'View/Edit Your Policy' on the top menu bar where you can change your policy details, or you can call us on 0800 393 908.

One Way Travel

Downunder has designed policies for persons returning home or emigrating. This means you can purchase a policy that covers you until you reach your final destination country and, most importantly, should you require repatriation after a medical emergency, you can be repatriated to your final destination. 

Your No Excess Advantage 

One of the many advantages of insuring with Downunder is that you can eliminate the standard policy excesses simply by choosing to take out our very popular 'Excess Waiver.'

The benefit is that rather than paying any standard excess for each claim you make (as detailed in the Schedule of Cover) you simply pay a one off fee of 15% on top of your standard policy price and that's it! You pay nothing extra regardless of the number of claims you make.